Questrade 외환 수수료

퀘스트 외환 수수료
Forex 거래는 전 세계적으로 인기있는 활동이지만 많은 거래자는 특정 요구에 부합하는 중개인을 선택할 것입니다. Questrade는 캐나다 거주자에게만 서비스를 제공함으로써 온라인 캐나다 투자자에게 최고의 선택이 될 것입니다. 이 Forex 중개인에게 계좌 개설의 주요 이점 중 하나는 신규 계좌에 사이트의 모든 거래에 사용할 수있는 50 달러 보너스가 지급된다는 것입니다. 거래자가이 브로커에 대해 알아 차릴 수있는 한 가지는 커미션이 있지만 다른 브로커에 비해 상대적으로 낮습니다. 회사는 최대 $ 9.95로 1 주당 1 센트의 수수료를 부과 할 것입니다.
Questrade는 1999 년에 설립되어 온라인상에서 가장 오래된 Forex 중개인 중 하나입니다. Questrade는 캐나다 투자자의 요구를 충족시키기 위해 모든 돈을주고 돈을 벌어주는 데모 계좌를 통해 모든 상인에 탁월한 고객 지원을 제공합니다. 이 중개인에는 Standard, Registered 및 Organization의 광범위한 제목 아래에 사용할 수있는 15 가지 유형의 악센트가 있습니다.
Questrade에서 사용되는 거래 플랫폼에는 모든 유형의 거래자에게 이점을 제공 할 놀라운 기능이 가득합니다. 새로운 피드, 실시간 견적, 시간외 거래 팁 및 새로운 상인이 로프를 배우고 성공적인 Forex 거래를 온라인으로 수행하는 데 도움이되는 기타 많은 자원이 있습니다. 새로운 상인은 Forex의 역사, 처음 거래를하는 데 도움이 될 수있는 거래 팁 및 비밀 및 기타 도구에 대한 정보가 들어있는 Forex에 대한 자세한 섹션의 혜택을받을 것입니다.
최소한 $ 1000의 입금액이 있기 때문에 Questrade는 초보자 상인에게 최선의 선택이 아닐 수도 있습니다. 다른 브로커가 시작하기 위해 25 달러에서 100 달러 사이의 예금을 수락하기 때문에 이것은 매우 높습니다. 그러나 회사는 수년간 운영되어 왔기 때문에 추종자에 대한 충실한 명단을 얻었으며 명성은 1000 달러의 계좌를 개설 한 많은 신규 투자자를 유치 할 것입니다. Questrade는 또한 친구가 사이트를 참조하고 Forex 거래를 시작할 때 150 달러의 추천 보상을 포함하여 상인을 돌려주는 많은 인센티브를 제공합니다. Questrade에서 사용할 수있는 도구와 리소스는 방대하며이 브로커는 투자 수익을 크게 기대하는 심각한 상인에게 반드시 좋은 선택이 될 것입니다.

퀘스트 레이드.
실제 계정.
데모 계정.
장점.
계정 선택 여러 거래 플랫폼 특징 호스트.
단점.
보너스 또는 프로모션 없음 채팅 없음.
장점.
계정 선택 여러 거래 플랫폼 특징 호스트.
단점.
보너스 또는 프로모션 없음 채팅 없음.
Questrade 검토.
토론토에 위치한 캐나다 할인 브로커 인 Questrade는 1999 년에 문을 열었으며 몇 년 동안 캐나다 최고의 관리 회사 중 한 곳으로 선정되었습니다. Questrade Inc. 는 캐나다의 Investment Dealers Association (IDA)이었던 캐나다 투자 산업 규제기구 (IIROC)와 투자자로 등록되어 있으며 캐나다 투자자 보호 기금의 회원입니다.
Questrade는 이중 통화 등록 주식 계정과 수수료없는 ETF를 제공하는 최초의 중개 회사였습니다. 그들의 초점은 똑같지 만 다른 온라인 중개 회사를 따라 가기 위해 Forex 플랫폼과 CFD를 거래 옵션 목록에 추가했습니다.
Questrade EFTs.
시장 시간 동안 저렴한 비용으로 투자에 즉각적으로 접근 할 수있는 다양한 ETF (Exchange-traded funds)를 선택할 수 있습니다. Questrade Smart EFT에는 Questrade Russell US Midcap 가치 지수 (CAD (Hedged to CAD), QMV)가 포함되어 있으며, 중소 규모의 미국 기업에 가치있는 투자를하면서 미국 달러 변동에 대한 노출을 줄일 수 있습니다.
Questrade Russell 미국 Midcap 성장 지수 CAD (QMG)는 성장 잠재력이 좋은 중견 규모의 미국 기업에 투자합니다. 또한 미국 달러 변동에 대한 노출을 줄입니다.
Questrade Russell 1000 Equal Weight 미국 기술 지수 ETF Hedged to CAD (QRT)는 기술 분야에 투자하고 투자자가 미국의 대형 기술 기업을 포트폴리오에 추가하면서 미국 달러 변동에 대한 노출을 줄입니다.
건강 관리 분야에 관심이있는 거래자들은 미국의 선도적 인 건강 관리 회사에 대한 노출을 제공하는 Questrade Russell 1000 Equal Weight 미국 건강 관리 지수 ETF Hedged to CAD (QRH)에 투자 할 수 있습니다. 이 ETF는 투자자를 & rsquo; 미국 달러 변동에 대한 노출을 줄이면서 건강 관리 회사를 대표하는 분야의 포트폴리오.
Questrade Russell 1000 Equal Weight 미국 소비자 자유 지수 ETF (QRD)는 투자자가 미국 경기 변동에 노출되는 것을 줄이면서 경기 소비재 섹터의 미국 소매 업체, 미디어 회사 및 기타 업종을 포트폴리오에 추가 할 수있게 해줍니다.
Questrade Russell 1000 Equal Weight 미국의 산업별 지수 ETF Hedged to CAD (QRI)는 생산자 내구재 부문 (운송, 수비 등) 내의 대형 미국 기업에 투자 할 수있는 기회를 제공하면서 미국 달러 변동에 대한 노출을 줄입니다.
유용한 정보는 각 ETF에 대한 설명과 함께 제공되며 성과, 보유 및 산업 분류를 보여주는 그래프를 포함합니다. 유익한 비디오를 통해 각 ETF를 이용할 수 있습니다.
추가 혜택 : 트레이더들은 퀘스트 레이드 스마트 ETF를 포함하여 북미에 상장 된 ETF를 절대적으로 수수료없이 구매할 수 있습니다.
Questrade에서 선택할 수있는 4 가지 계정이 있으며 패키지 계정으로 동시에 열 수 있습니다.
마진 계정은 개인, 공동 또는 조직이 사용할 수 있으며 주식, 옵션, ETF 및 귀금속을 제공합니다. 제공된 레버리지는 추가 구매력을 제공합니다.
Questrade TFSA 또는 등록 된 거래 계정을 통해 거래자는 RSP 또는 TFSA를 통해 포트폴리오를 적극적으로 관리 할 수 ​​있습니다. 이 계좌로 거래자는 개별 주식, 옵션, 뮤추얼 펀드, ETF 및 귀금속을 매매 할 수 있습니다.
Questrade Forex (FX)와 차액 거래 계약 (CFD) 계정은 세계 시장에서 거래되는 통화에 초점을 맞 춥니 다. Portfolio IQ 계정은 전문적으로 관리되는 Questrade입니다. 이 계좌는 현금으로는 최소 1 달러, 완전히 투자하려면 2,000 달러로 자금을 조달 할 수 있습니다. 등록 퇴직 계획 (RRSP), 등록 퇴직 교육 저축 계획 (RESP), 등록 퇴직 소득 기금 (RIF) 및 기타 옵션으로 개설 할 수 있습니다.
Questrade에서 실제 계좌를 개설하기 전에 데모 계좌가 거래를 연습하기를 원할 경우 데모 계좌를 사용할 수 있는지 검토 할 때 기뻤습니다. Questrade IQ 연습 계정은 30 일 동안 양호하며 컴퓨터 및 태블릿 용 데스크톱 및 클라우드 기반 소프트웨어는 물론 모바일 웹 앱도 포함됩니다.
Questrade 계정 유형.
Questrade는 다양한 고유 기능을 제공합니다.
Questrade Advantage를 통해 거래자는 주식 거래를 1 % $ 4.95 + 75 %의 낮은 옵션을 제공합니다. 계약 당. Questrade Advantage는 커미션이 좋은 활성 상인 프로그램입니다. 이 서비스를 사용하기위한 최소 거래 기준 액 또는 계좌 잔고 요구 사항은 없습니다. 고급 시장 데이터 계획에 가입하면 Advantage가 자동으로 설치됩니다.
Margin Power는 TFSA와 마진 계좌를 결합하여 계좌의 구매력을 높이는 Questrade의 새로운 서비스입니다. 거래자는 유가 증권을 판매하거나 현금으로 이체하지 않고 마진 계좌에 새로운 직위를 입력 할 수 있습니다.
뮤추얼 펀드 맥시마이저 (Mutual Fund Maximizer)는 뮤추얼 펀드 포트폴리오를 보유한 누구라도 트레일러 비용을 상환 할 수있게하여 투자 비용을 줄이고 투자를 강화함으로써 수익을 높입니다.
Questrade는 또한 미국과 캐나다의 현금을 TFSA를 비롯한 하나의 계정에 등록 할 수있는 경계없는 거래를 제공합니다. 거래자는 국경 양쪽의 시장을 매매, 매매 또는 배당 소득을받을 때마다 놀람 환율 전환 수수료없이 거래 할 수 있습니다.
또 다른 독특한 기능은 Drip 계획입니다. Questrade 배당 재투자 계획 (DRIP)에 등록한 사람은 자동으로 거래 수수료없이 추가 주식을 구입할 수있는 배당 소득을받습니다. DPP (직접 구매 계획)라고도하는 DRIP는 자산 구축에 대한 느리고 꾸준한 접근 방식으로 간주됩니다.
교육에 관해서, Questrade는 기본 및 고급 Forex 및 CFD 거래를위한 온라인 및 개인 교육의 전체 범위를 제공합니다.
Questrade의 무료 웹 세미나 및 세미나에서는 각 플랫폼을 최대한 활용하고 포트폴리오 옵션을 이해하고 추가 비용을 피하는 방법을 찾으며 이익을 극대화하는 데 유용한 정보를 얻는 방법에 대한 지침을 제공합니다.
온라인 트레이딩 아카데미에서 거래자는 무료 파워 거래 워크숍을 활용하여 성공적인 포트폴리오를 구축하기위한 기초를 학습 할 수 있습니다. 그리고 트레이딩과 투자의 이론에 대해 배우고 자하는 사람, 그리고 그 이론을 행동에 옮기는 방법은 Questrade의 파트너 중 한 사람이 제공하는 무료 프로그램을 통해 수행 할 수 있습니다.
위의 모든 것 외에도 Questrade의 모든 계정에는 자기 주도 투자자가보다 현명하고 효과적인 거래를 할 수 있도록 돕는 강력한 연구 도구, 간행물, 보고서 및 재정 자원이 포함되어 있습니다.
예금 / 인출.
Questrade에는 표준 송금, 온라인 뱅킹, 인증 수표, 우편환 및 기타 자금을 포함하여 끝없는 방법으로 자금을 지원합니다. 인출은 동일한 방법을 사용하여 수행 할 수 있습니다.
고객 지원.
거래자는 온라인 지원을 통해 연중 무휴 24 시간 플랫폼 지원을받습니다. 서면 또는 음성 메시지를 남겨두면 실시간 도움을받을 수 있으며 토론토 사무실에서는 전화가 영어와 프랑스어로 응답됩니다. 이 리뷰를 할 때 채팅 지원이 제공되지 않았다는 것에 놀랐습니다.
결론.
Questrade는 확실히 계정 보유자가 이용할 수있는 방대한 양의 흥미로운 중개인입니다. 이 검토 시점에는 보너스가 없었지만 브로커는 새로운 고객을 유치하기 위해 보너스가 필요하지 않다고 느꼈을 것입니다. 흥미로운 관련 메모는 Questrade가 불필요한 전환 수수료로 엄청난 금액을 절약 할 수있는 등록 계좌에서 동시에 이중 통화 (CAD 및 USD)를 보유 할 수 있도록 캐나다에서 유일한 중개 회사입니다.
장점.
계정 선택 여러 거래 플랫폼 특징 호스트.
단점.
보너스 또는 프로모션 없음 채팅 없음.
실제 계정.
데모 계정.
가장 많이 방문한 Forex Broker Reviews.
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또한 사용할 수 있습니다.
위험 면책 조항 : DailyForex는 시장 뉴스, 분석, 거래 신호 및 외환 브로커 리뷰를 포함하여이 웹 사이트에 포함 된 정보에 의존하여 발생하는 손실이나 손해에 대해 책임지지 않습니다. 이 웹 사이트에 포함 된 데이터는 반드시 실시간 또는 정확하지는 않으며 분석은 작성자의 의견이며 DailyForex 또는 그 직원의 권장 사항을 나타내지는 않습니다. 마진에 대한 통화 거래는 위험이 높으며 모든 투자자에게 적합하지 않습니다. 레버리지 제품 손실은 초기 예금을 초과 할 수 있고 자본은 위험에 처해 있습니다. Forex 또는 다른 금융 수단을 거래하기로 결정하기 전에 투자 목표, 경험 수준 및 위험 식욕을 신중하게 고려해야합니다. 우리는 검토하는 모든 브로커에 대한 귀중한 정보를 제공하기 위해 열심히 노력합니다. 이 무료 서비스를 제공하기 위해 랭킹 및이 페이지에 나열된 일부를 포함하여 브로커로부터 광고 수수료를받습니다. 모든 데이터가 최신 상태인지 확인하기 위해 최선을 다하고 있지만 브로커와 직접 정보를 확인하는 것이 좋습니다.
위험 면책 조항 : DailyForex는 시장 뉴스, 분석, 거래 신호 및 외환 브로커 리뷰를 포함하여이 웹 사이트에 포함 된 정보에 의존하여 발생하는 손실이나 손해에 대해 책임지지 않습니다. 이 웹 사이트에 포함 된 데이터는 반드시 실시간 또는 정확하지는 않으며 분석은 작성자의 의견이며 DailyForex 또는 그 직원의 권장 사항을 나타내지는 않습니다. 마진에 대한 통화 거래는 위험이 높으며 모든 투자자에게 적합하지 않습니다. 레버리지 제품 손실은 초기 예금을 초과 할 수 있고 자본은 위험에 처해 있습니다. Forex 또는 다른 금융 수단을 거래하기로 결정하기 전에 투자 목표, 경험 수준 및 위험 식욕을 신중하게 고려해야합니다. 우리는 검토하는 모든 브로커에 대한 귀중한 정보를 제공하기 위해 열심히 노력합니다. 이 무료 서비스를 제공하기 위해 랭킹 및이 페이지에 나열된 일부를 포함하여 브로커로부터 광고 수수료를받습니다. 모든 데이터가 최신 상태인지 확인하기 위해 최선을 다하고 있지만 브로커와 직접 정보를 확인하는 것이 좋습니다.

진짜 Forex 검토.
Questrade 개요.
캐나다의 투자 산업 규제기구 (TDM) 규제 Tight spread 마이크로 로트 거래 가능.
$ 1,000 최소 예금이 너무 높음 일반적인 플랫폼 디자인 더 높은 가입 수준에서만 사용할 수있는 실시간 견적.
Questrade는 1999 년에 설립되었으며 캐나다 최대의 독립 온라인 중개 회사 중 하나입니다. 그들은 모든 수준의 거래자를 위해 고안된 플랫폼을 제공합니다. 이 중개인은 당신의 시간과 돈에 가치가 있으며 가장 중요하게도 그들은 신뢰할 수 있습니까? 이 세부 리뷰에서 알아 보도록하겠습니다.
그들은 현재 3 가지 플랫폼을 제공합니다. Questrade MetaTrader 4, QuestradeFX 및 QuestradeFX PRO. 다른 중개인과 비교할 때이 기능에 별다른 차이가 없으므로 Platform 점수는 7/10입니다.
플랫폼 설계는 다른 브로커와 기본적으로 동일합니다. 독창적 인 레이아웃은 없지만 사용하기 쉽기 때문에 설계 점수는 4/5입니다.
최소 보증금.
forex 계정의 경우 최소 초기 입금액은 1,000 달러입니다. 이것은 평균보다 높지만 장기적으로 외환 거래 및 CFD 거래에 심각한 문제가있는 경우 좋은 수익을 내기 위해 자본을 필요로하기 때문에 큰 문제는 아닙니다. 이는 Questrade에게 최소 보증금 3/5를 보증합니다.
최소 로트 크기.
이 중개인은 마이크로 로트 거래를 허용합니다. 초보자 인 경우 통화 로트 크기가 최소 0.01이고 마진 요구 사항이 낮고 Questrade가 최소 거래 점수가 4/5이므로 실시간 거래를 할 수 있습니다.
교역 가능한 자산.
FX를 통해 70 개가 넘는 악기를 거래 할 수 있습니다. CFD 플랫폼이며 여기에는 통화 쌍, 상품 및 지수가 포함됩니다. 이런 이유로 그들은 4/5의 Tradable 자산 점수를 받았다.
그들의 통화 쌍에 대한 가격은 EUR / USD 쌍조차도 1.7 pip만큼 낮은 목표 스프레드와 상당히 경쟁적입니다. 이러한 숫자는 수익을 올릴 수있는 가능성이 더 높기 때문에 Payouts 점수가 10/10 인 이유입니다.
철수 시간.
인출 요청은 즉시 처리되므로 대기 시간은 사용하려는 뱅킹 방법에 따라 다릅니다. 수표의 경우 전자 화폐가 3 일에서 5 일 사이에 전송되는 동안 업무 일 기준으로 약 5-7 일 걸립니다. 국제 송금은 영업일 기준 1 ~ 2 일이 소요됩니다. 전반적으로 평균 대기 시간보다 빠르기 때문에 철회 시간 점수가 10/10 인 이유입니다.
예금 및 출금 방법.
계정에 자금을 추가하는 방법에는 여러 가지가 있습니다. 온라인 뱅킹, 사전 승인 된 입금, 다른 중개인으로부터의 이체, 전신 송금, 인증 수표 또는 은행 환어음, 비인증 수표, 주식 증서 및 머니 오더를받습니다. 이러한 금융권의 다양성은 예금 및 인출 방법 점수가 5/5임을 보증합니다.
고객 지원.
무료 채팅 전화, 지원 및 전화 지원을 받으십시오. 전반적으로 에이전트와의 대화는 거의 끝났지 만, 상담원을 확보하기까지 약간의 대기 시간이있었습니다. 이것은 지원 점수가 9/10 일 때 유용합니다.
견적 정확도.
이 브로커는 다양한 견적 유형을 제공하며 이는 구독 수준에 따라 다릅니다. 지연된 견적에는 15 분의 지연이 있으며 실시간 구독 수준에서는 향상된 스트리밍 또는 고급 스트리밍 패키지 중 하나를받을 수 있습니다. 또한 현재 데이터를 기반으로 모든 심볼에 대한 즉석 견적을 줄 수있는 Snap 견적이 있습니다. 견적 정확도 점수가 10/10 점이지만이 기능을 즐기려면 프리미엄 계정 소유자 여야한다는 단점이 있습니다.
평판.
Questrade는 캐나다 투자 산업 규제기구 (IIROC)와 캐나다 투자자 보호 기금 (CIPF)의 회원사에 의해 규제되지만 광범위한 연구를 기반으로 고객의 불만족스러운 리뷰 및 의견이 많이 있습니다. 등급 시스템에 따라 20/20의 평판 점수를 등록 할 수있었습니다.
Questrade는 기술적 분석 도구와 타당한 스프레드가있는 일련의 플랫폼을 제공하지만 단점은 대부분의 브로커와 비교할 때 너무 높은 초기 입금을 1,000 달러해야한다는 것입니다. 실시간 견적을 제공하더라도이 기능을 즐기려면 높은 수준의 가입자 여야합니다. 전반적으로, 그들은 장점이 있지만 이것은 가격으로 제공됩니다.
다른 추천 중개인에게 등록 하시겠습니까? 여기를 클릭하십시오!
8 가지 답변.
Questrade는 캐나다에있는 forex 무역 경기장에있는 일정한 정착물 그러나 동일한 것을 말하는 많은 검토가 여기있다. 이 중개인을 피하십시오. 그 (것)들에 관하여 무언가가 있었기 때문에.
요금은 표준 이상이었고 너무 비싸다. 최소한의 계좌는 당신에게 1000 달러 주위에 비용이 들며 나는 저 같은 사람에게는 너무 컸다고 생각합니다.
동의합니다. Questrade 최소 입금액은 마이크로 계좌에 대해 XM의 최소 입금액 $ 5에 비해 너무 높습니다.
Questrade의 지불 방법이 모든 거래를 온라인으로 처리하기를 원하는 저에게 다소 복잡하다는 말을하면 저에게 동의합니까?
네, 비 검증 된 수표, 주식 증서, 머니 오더를 가지고 있기 때문에 할 수 있습니다. 실제로 쓰는 방법을 이해하지 못합니다.
누군가가 왜 Questrade가 비인증 수표와 우편환을 아직도 활용하고 있는지 말해 줄 수 있습니까?
저는 개인적으로 Questrade를 피했습니다. 왜냐하면 그들은 전자 지불이라는 측면에서 변경 사항을 적용하지 않을 것으로 보이기 때문입니다. 캐나다인으로서 다른 옵션이 있습니까?
이 중개인을 떠날 때 좋은 점은, 귀하가 캐나다에서 왔을 경우 에토로 (Etoro)와 AvaTrade와 거래 할 수 있다는 것입니다. 왜냐하면 그들이 귀하의 국가에서 상인을 수락하고 있으며 무엇보다도 그들에게 정말 좋은 제안을하고 있기 때문입니다.

Questrade 검토.
Questrade는 캐나다에서 수수료가 가장 낮습니다. 주당 0.01 달러로 계산됩니다. 최소 청구액은 $ 4.95 (최대 비용은 $ 9.95)입니다. Questrade는 연회비가없고, ETF 비용도없고, 많은 거래 플랫폼, 많은 툴, 20 년의 경험. Questrade는 종종 1 위를 차지합니다.
& # 9660; 심층 검토를 위해 아래로 스크롤하십시오.
Emma Li (화요일, December 19 19207) 글 / 업데이트
에디터 등급 : (90 %) 사용자 선호도 : (95 %) 2018 년에 투자 할 때가되면 금융 시장이 무수히 많은 금융 중개 회사로 이어진다. BMO InvestorLine, RBC Direct Investing, TD Direct Investing, Interactive Brokers, Scotia iTrade, 그리고 적어도 12 종 이상의 큰 이름을 선택할 수 있습니다. 슬프게도, 더 깊은 분석을 통해, 특히 큰 은행의 원형 내에서, 그들 사이에 독특한 차이를 쉽게 구별 할 수 없습니다. 대부분의 중개 회사는 주로 자신의 계정 보유자에게 밀린 무수한 지속적인 수수료에 대한 새롭고 독창적 인 조합을 통해 수익을 창출합니다. 이러한 수수료에는 행정 수수료, 설치비, 활동비, 비 활동 수수료, 숨겨진 수수료 및 시간외 수수료가 포함 되나 이에 국한되지는 않습니다. 이러한 추가 된 비용은 단순한 거래량 및 실현 된 이익이 시간이 지남에 따라 이러한 비용을 잠재적으로 상쇄 할 수 있기 때문에 고용량 거래자의 분율에 대해서는 훌륭하고 멋쟁이 일 수 있습니다. 그러나 우리 중 나머지 사람들에게는 시간이 지남에 따라 집이 항상 승리하는 것을 알리는 추가 비용과 일관된 수수료가 있습니다.
Questrade 제안 코드.
쿠폰 사용 : 캐나다는 Questrade로부터 $ 50를 무료로 받으실 수 있습니다.
처음 투자자는 보통 현지 은행이 자신의 트레이딩 계좌를 개설 할 것을 우선적으로 바라 볼 것입니다. 왜냐하면 그들은 이미 그 은행에 하나 이상의 개인 chequing / savings 계좌를 가지고 있기 때문에 트레이딩 계좌 개설은 단순한 전화 호출이기 때문입니다. 그러한 접근법으로 인한 불행한 재앙은 큰 은행과 그 문제에있어서 캐나다의 다른 모든 중개 회사가 귀하의 거래에서 귀하가하는 모든 종류의 활동에 대해 팔과 다리를 부과 할 것입니다 계정. 예, 모든 것이 셀프 서비스로 24/7 편의성을 제공하는 이처럼 광범위한 인터넷 시대에도 이사회 전반의 커미션 일정은 길고 견고하며 많은 기업의 수익에 도움이됩니다. 무역 당 29 ~ 49 달러의 표준 요금이 평범한 경우 전체 업계가 일부 가격 결정 체계의 일부인지 여부는 의문을 제기 할 수 있습니다. 선택은 어디에 있습니까?
처음에는 나에 대해 조금. 나는 적극적으로 활동적인 상인이 아닙니다. 대부분의 시간에 나는 투자 효과가 입증 된 투자 방식으로 구매 및 보유 방식을 취할 것입니다. 그래서 회사에 가입 할 때 장기적으로 그렇게합니다. 그러나 때때로 나는 그 가려움증을 느끼고 미친 사람처럼 거래를 시작하지만 이것은 자주 발생하지는 않습니다.
Questrade는 1999 년에 설립 된 비은행 중개업 회사로, Globe and Mail, MoneySense Magazine 및 Deloitte 연례 순위에서 최고 명예의 영예를 안았으며 캐나다에서 가장 탐나는 Best Managed Company 상을 수상했습니다. 몇 년 동안. Questrade는 차이를 만들기를 목표로했습니다. & # 8212; 원래 평균 투자자에게 너무 비싸던 시장에서 사용자 경험의 모든 측면을 향상시키면서 거래 비용과 수수료를 크게 줄였습니다.
Questrade는 다른 회사의 새로운 중개 수수료가 쏟아져 시장 점유율이 떨어지는 것을 지켜 보면서 지쳤던 적극적이고 비 활동적인 거래자들의 불만이 점점 커지는 것을 보면서 Questrade는 전체 투자 접근법을 간소화하는 프로세스를 시작했습니다. 독립적으로 소유되고 큰 은행에 소속되어 있지 않은 고객은 Questrade와 비교할 수없는 장점을 제공했는데, 여기에는 고객 요구에 대처하고 미지의 투자 영역을 탐구하는 것이 일반적으로 큰 은행 형제가 할 수 있었던 것보다 빠릅니다.
이 리뷰의 나머지 부분에서는 Questrade와 그 선전과 나쁨에 대한 공동 상품을 살펴볼 것입니다.
커미션 & amp; 요금.
Questrade는 잘 짜여진 산업 고유의 & # 8216; 민주적 가격 책정 & # 8217; 주식 거래위원회 : 1 %; 최소 $ 4.95 / trade 및 최대 상한 수수료 $ 9.95로 주당. 장기 투자자에게 이상적입니다. 창립 이래로 수수료는 변하지 않았으므로 인상적인 가격 책정 구조가 계속 될 것이라는 우려는 없습니다. 활성 거래자 (또는 언제든지)는 1 %의 대체 옵션을가집니다. (최소 1 센트 / 최대 6.95 달러) 또는 4.95 달러의 플랫 주식 수수료가 필요합니다. 높은 볼륨의 주식 거래에 이상적입니다. 이러한 활성 사용자에게 투자하는 옵션은 매력적으로 낮은 $ 4.95 + 75 %와 함께 제공됩니다. 계약 당. 이 대안 프로그램에 등록하는 과정은 Questrade의 여러 가지 고급 시장 데이터 계획에 가입하는 것입니다.
이것은 다시보아야합니다! 오타가 아닙니다! Questrade는 캐나다 전역에서 가장 저렴한 거래를 제공합니다. 그들의 가격은 매우 인상적이어서 새로운 투자자 및 / 또는 작은 투자자가 투자 게임에 뛰어 들어 참여할 것을 장려하는 동시에 다른 중개 회사의 불만을 가진 액티브 트레이더를 유치하는 것을 유도합니다. 기타 금융 기관). Questrade는 업계 표준에 대한 환영할만한 변화 인 설정 서비스 비용, 연회비, 비 활동 요금 (더 많은 경우 나중에)을 서비스에 부과하지 않는다는 사실을 분명히 밝힙니다. 그러나 적극적으로 관리되는 포트폴리오 터치를 원하는 이들에게는 명목상 연회비로 제공하는 전문 서비스가 있습니다. 이 내용은 나중에이 검토에서 자세히 설명합니다.
위의 표에서 Questrade가 제공하는 몇 가지 주목할만한 특혜를 보았을 것입니다 : 무료 ETF 및 IPO.
2013 년부터 수수료없는 ETF (Exchange Traded Funds) 펀드를 구입할 수있는 능력이 있으며, 이는 인덱스 투자 비용을 급격히 낮추었습니다. 비용은 0 달러가되었습니다. & # 8212; 달러화 평균을 활용하기 위해 월 단위로 구매하는 것을 선호하는 사람들을 위해 완전히 새로운 세계를 열었습니다. 이 비용은 더 이상 방정식의 일부가 아니므로 복리이자가 더 좋아 보이지 않습니다. 많은 다른 중개업 (은행 포함)은 여전히 ​​ETF 거래에 대한 수수료를 부과하기 때문에 시장에시기를 정하는 일은 많은 사람들이 흔히하는 일이기 때문에 커미션 비용을 절약 할 수 있습니다. Questrade에 투자하는 동안 불필요한 타이밍 전략이 더 이상 필요하지 않습니다. 그리고 최근 많은 투자자들이 MER가 낮고 도달 범위가 다양하기 때문에 요즘 ETF로 전환함에 따라 비용을 들이지 않고도 신선한 공기를 마실 수 있습니다. Questrade는 캐나다에서 이러한 일을하는 최초의 할인 브로커 중 하나일지도 모릅니다. 나는 그것들에 박수를 보냅니다. 포트폴리오의 재조정은이 때문에 훨씬 편리해졌습니다. 재조정은 단순히 자산 포트폴리오의 가중치를 재배치하는 것임을 상기하십시오. 따라서 ETF를 무료로 구매할 수있는 능력을 이용함으로써 원래의 원하는 자산 배분 수준을 유지하기 위해 더 많은 자산을 포트폴리오에 정기적으로 구매하게됩니다. 즉, Questrade를 통한 투자는 사실 그대로 문자 그대로 지불하지 않아 장기적인 운을 크게 향상시킬 수 있음을 의미합니다.
IPO (Initial Public Offering)에 관해서는 나중에 자체적 인 섹션에서 상세히 논의 할 것입니다. 기업 공개 (IPO)에 익숙하지 않은 사람들은 민간 기업이 공개하는 새로운 이슈를 처음으로 판매하는 것입니다. Questrade는 정기적으로 광범위한 새로운 오퍼링을 이용할 수 있으므로이를 고객에게 제공 할 수 있습니다.
Questrade 계정.
표준 여백 :
비공식 / 합동 비공식 / 공식 조직 :
단독 사업자 / 파트너쉽 / Investment Club / Corporation 가입 회원 :
TFSA / RRSP / LIRA / RIF / LIF / 개별 RESP / 가족 RESP Forex (FX) & amp; 차액 거래 (CFD) 거래.
전문적으로나 적극적으로 Questrade에서 관리합니다.
셀프 디렉 티브 (Self-Directed) 투자 계정은 투자 의사 결정을 완전히 통제하고자하는 사람들을위한 것입니다. 이러한 유형의 계좌는 커미션 비용 측면에서 최대의 비용을 절감 해줍니다. Standard Margin (Individual) 계정은 가장 많이 사용되는 계정 유형입니다.
Managed Investing 계정은 Questrade가 모든 투자 결정을 소액의 수수료로 관리하기를 원하는 사람들을위한 것입니다. 이러한 유형의 계좌는 귀하의 노력을 최소화하고 장기간에 걸쳐 더 높은 수익을 얻는 경향이 있습니다.
위에서 설명한 계정 유형 중 많은 부분이이 검토의 나머지 부분에서 더 자세히 논의 될 것입니다.
새 계정 가입.
온라인으로 계좌를 개설하는 과정은 매우 직관적이고 쉽고 빠릅니다 (일반 계좌는 2 분, 연습용 플랫폼은 이용할 수 있음, 커뮤니티 토론 / 계좌 개설을위한 총 20 분). 사회 보험 번호 (SIN), 은행 계좌 정보 및 고용주 세부 정보 (또는 실업자 인 경우 수입원)가 필요합니다. 오프라인 인쇄물을 사용하고 있지만 쓰기 오류 및 가독성 문제를 줄이고 온라인 서명 프로세스에서 DocuSign을 지원하므로 보안 온라인 프로세스를 적극 권장합니다.
Questrade 제안 코드.
쿠폰 사용 : 캐나다는 Questrade로부터 $ 50를 무료로 받으실 수 있습니다.
가입하는 동안 가장 먼저해야 할 일 중 하나는 새 계정에 대한 사용자 ID와 암호를 만드는 것입니다. 초창기에는 Questrade가이 암호를 생성 및 편집하는 자동화 된 프로세스를 사용했으며 사용자의 주소가 기본 로그인 자격 증명으로 사용되었습니다. 이 오래된 방법은 잠재적 인 취약점이되어서 고맙게도 2011 년에 지금 가지고있는 것으로 다시 변경했습니다. 사용자 ID 및 암호를 작성하면 나중에 불완전한 응용 프로그램으로 돌아가는 것이 더 편리합니다. 30 분 동안 사용하지 않으면 세션이 종료되어 필요한 문서와 자격 증명을 수집하고 입력 한 세부 정보를 검토 할 충분한 시간을줍니다.
Questrade는 자체 감독 및 Managed Investing의 두 가지 계정을 제공합니다. 귀하의 계정을 완벽하게 제어하려면 자기 지시가 당신을위한 것입니다. 실제 직원 (Questrade Wealth Management 부서)이 전문적으로 관리하는 접근 방식을 신중하게 고려하여 개인 목표 및 위험 관용을 신중하게 고려하여 일일 관여없이 최고의 투자를 일치, 관리, 모니터링 및 조정하고자하는 사람들을 위해 투자 (Questrade & lexicon의 포트폴리오 IQ라고 함)가 최선의 선택입니다. 그러나, 자기 지시와 달리, 포트폴리오 IQ는 가격에 와서 & # 8212; $ 14 / 연간 최소 관리 수수료. 내 생각에 자기 주도적 인 사람은 정보통 투자 결정을하는 것이 어떻게 초보자조차 아주 간단한지를 고려해 볼 필요가있는 모든 사람입니다. 이것에 합성하기 위하여, 각자 지시 된 계정에는 그들의 관리 한 투자 사촌과는 다른 그들과 관련되었던 (보통 무역 임무 이상으로) 아무 요금도 없다. 이후 섹션에서 관리 투자 제안에 대해 자세히 살펴 보겠습니다.
온라인 가입 후 (가입시 Questrade 오퍼 코드 사용을 잊지 마십시오.) 즉시 새 계정에 로그인하여 둘러 볼 수 있습니다. 그러나 거래를 시작하기 위해 공식적으로 계정을 활성화하려면 초기 입금이 필요합니다. & # 8212; 자기 주도형 : 마진 계좌는 1,000 달러, 외환 계좌는 1,000 달러 (CAD 예금은 USD로 자동 전환), 옵션 스프레드를 거래하려면 5,000 달러, 적립 옵션을 작성 / 판매하려면 25000 달러, 관리 투자 (포트폴리오 IQ)는 적어도 $ 1 초기 보증금. 이 초기 최소 보증금이 확인되면 Questrade는 귀하에게 확인 메시지를 전달합니다. 오프라인 신청의 경우 거래가 시작될 수 있음을 대리인이 연락합니다. 거래를 시작하려면 계정에 가입 한 후 영업일 기준 1-3 일이 소요됩니다. 이 프로세스의 가장 긴 부분은 Questrade가 자금을 수령하고 처리하는 것을 기다리는 것입니다. 일단 모든 것이 바뀌면 최소 250 달러의 주식 균형을 유지하는 것이 귀하의 적극적인 계좌 유지에 필수적입니다.
Questrade는 EFT (CAD 은행 계좌에서 정기적으로 대금 지불), 전신 송금, 수표, 사전 승인 된 예금, 우편환, 초안, 주식 인증서, 중개인 - 중개인 이체, 그리고 다른 기존 Questrade 계정 (귀하의 이름으로). EFT 방법을 사용하여 USD를 귀하의 Questrade 계좌로 송금 할 수는 없습니다. 반대로 USD 기금을 USD 은행 계좌로 인출 할 수있는 경우 (역 무효 또는 은행이 서명하고 기권 한 사전 승인 된 입금 계약서 양식이 필요함) USD를 예치 하시려면 약 1-5 업무 일 정도 소요되는 Questrade와 사전 승인 된 보증금 계약을 체결 하시거나 공인 수표 / 은행 초안을 사무실로 보내 시거나 USD 자금을 계좌로 직접 송금하십시오. 또는 처리하기 위해 최대 24 시간이 소요될 수있는 Exchange 자금 도구 (요청 아래에 있음)를 사용하여 기존 CAD 잔액 (계정 내)을 미화로 변환하거나 Norbert Gambit (성공적인 전환 확인되었습니다). 두 가지 통화 유형 중 하나를 사용하여 마진 (또는 등록 된) 계정에 자금을 조달하면 자동으로 동일한 유형의 하위 계좌에 추가됩니다 (하위 계좌에 대한 자세한 내용은 나중에 자동 변환을 수행하지 않음). 너 스스로). 전자 인출은 처리하고 은행 계좌로 도착하는 데 대략 영업일 기준 3 일이 걸립니다.
흥미로운 관련 메모는 Questrade가 등록 계좌 (즉, RRSP, RESP, TFSA, LIRA, RIF, LIF) 내에 이중 통화 (CAD 및 USD)를 무료로 동시에 보유 할 수 있도록 캐나다에서 유일한 중개 회사입니다. 불필요한 전환 비용으로 엄청난 돈을 절약 할 수 있습니다. 다른 증권 회사는 등록 된 계좌 만 가지고도 연회비를 일상적으로 청구하지만 Questrade는 연회비를 전혀 청구하지 않습니다. 최대의 효율성으로 연간 기여도가 증가 할 수 있습니다.
Questrade는 비 활동 수수료 정책에 대해 미묘하지만 중요한 개정을 실시했습니다. 세부 사항을 열람 할 때 실제로 그렇게 나쁘지는 않습니다. 뭔가가 있다면 그것은 상당히 합리적입니다. 오래 전부터 Questrade는 비활성 비용을 청구하지 않았지만이 정책 조정을 통해 일정 분기에 24.95 달러의 세금을 부과 할 수 있습니다. 그러나 분기별로 최소한 하나의 수수료가있는 거래 (3 개월에 한 번)를하면 비과세 수수료가 부과되지 않습니다. 귀하가 4 분의 1 동안 활동하지 않고이 수수료를 부과 받았지만 그 다음 분기에 적어도 하나의 거래를한다면 수수료없는 거래에서 최대 $ 24.95를 받게됩니다. 자선 및 외환 계정, 25 세 이하의 개인 및 6 개월 동안 만 개설 된 신규 계좌는이 수수료에서 면제됩니다 (비활성 상태로 인해 비용이 청구되지 않음). 또한 Questrade의 모든 고객과 실제 주소가 같은 가계가 합쳐진 지분이 $ 5,000 이상인 가구는 면제됩니다. 대부분의 투자자는 자산이 거의 항상 5,000 달러 이상이므로이 비 활동 수수료가 청구되지 않습니다. 이전에 지적했듯이이 변경은 완벽하게 합리적이며 여전히 예외없는 비용을 부과하지 않고 (매월) 무수한 숨겨진 수수료에 매달리는 다른 모든 할인 중개 회사보다 월등히 좋습니다 Questrade는 그렇지 않습니다.
회원 로그인.
귀하의 계정의 기본 클라이언트 제어 포털은 일단 로그인하면 myQuestrade (또는 일부는 Questrade 계정이라고도 함)로 알려져 있으며, 간단히 말하면 잘 구성된 조직 및 시각적 호소력을 갖춘 아름다운 경험입니다. 누군가는이 지역에 많은 사랑을 넣었습니다. & # 8212; 스마트 폰, 태블릿, 랩톱 및 데스크톱에서 액세스 할 수있는 완벽하고 몰입도 높은 반응 형 경험을 제공합니다. 이 포털은 거래 및 계정 관리를 완벽하게 통합하여 증권 매매 / 매매, 연구 도구 작업, 번잡 한 파트너 앱 라이브러리 (및 개발자 API) 사용, 계정 활동보기, 귀하의 개인 정보를 관리하고, 명세서를보고, 계좌 내외로 자금 이체를하고, 문서를 업로드 / 다운로드하고, CAD / USD 통화를 교환하고, 주주 커뮤니케이션에 대한 기업 조치를 취하고, 직위를 이전하고, 추가 계좌를 개설하고, 세금을 검색합니다. 미끄러짐, 운동 선택권 및 상호 기금과 상호 작용하십시오.
처음으로 계정에 로그인하면 기본 홈베이스를 선택하라는 메시지가 표시됩니다. 본거지는 귀하가 로그인 할 때마다 Questrade가 귀하를 직접 배치하기를 원하는 곳입니다. 귀하는 거래 플랫폼이나 계정 관리 중 하나를 선택할 수 있습니다. 편리하게 시간을 절약 할 수 있지만 언제나 볼 수있는 톱 메뉴 바를 통해 언제든지 서로 이동할 수 있습니다. 선택을 마쳤 으면 Questrade는 환경 사용 방법에 대한 대화식 사용자 가이드를 안내합니다.
계정 #은 숫자 10 자리 (예 : 12345678-90)로 구성됩니다. 이것은 2011 년 이전의 6 자리 영숫자 크기에서 큰 차이가 나며, 일부 외부 은행은 Questrade에 송금을 시도 할 때 수취인 계정에 8 자 제한을 적용하는 것으로보고되었습니다. 이 문제를 해결하려면 Questrade 계좌 번호의 첫 번째 8 자리 숫자 만 입력하면됩니다. 자금은 여전히 ​​성공적으로 도착합니다.
실제적으로 도움이 필요한 경우 언제든지 Questrade 온라인 도움말 (일반적으로 Questrade 사이트의 상단 또는 우측에서 액세스 가능) 세션을 사용할 수 있습니다. & # 8212; 월요일부터 금요일 (공휴일 제외) 오전 8 시부 터 운영 가능 & # 8211; 오후 8시 동부 표준시. 나는 Live Help를 사용하는 것이 사무실에 전화하는 것보다 훨씬 빠름을 발견했습니다. & # 8212; 월요일부터 목요일까지 오전 8시 30 분부터 가능합니다. & # 8211; 동부 표준시와 금요일, 오전 8시 30 분부터 오후 5시 30 분까지. 또한 온라인 담당자 중 몇 명과 (잠재적 인 새 계정을 다루는 사람들과 기존 계정을 다루는 사람들과) 이야기를 나누고 나니, 나는 그들에게 매우 잘 알려지고 전문적이며 신속하게 대응할 수 있음을 알게되었습니다. 그들은 또한 좋은 보너스였던 추가 읽기를위한 웹 링크를 제공하기 위해 여분의 시간을 보냈습니다. 채팅 기능을 사용할 수 없으면 (예 : 주말, 공휴일 또는 영업 시간 외) 업무 시간이 다시 시작될 때 담당자로부터 적절한 응답을받는 자세한 메시지를 남길 수 있습니다.
또한 eBook의 강력한 학습 센터 (예 : FX 및 CFD 거래, 옵션 전략), 사실 자료, 심층적 인 용어집, The Exchange라는 매우 활발한 온라인 커뮤니티 토론 포럼을 비롯한 여러 가지 자조 영역이 있습니다. Exchange에서는 수다방에서 나와 같은 다른 투자자들과 질문하고, 전문 지식을 공유하며, 점점 더 많은 도움과 방법 리소스 라이브러리를 탐색하고자합니다. 저는 다른 사람들이 엄청난 투자 조언과 다른 방법으로 발견하지 못했던 독특한 팁을 공유했기 때문에이 분야에서 많은 즐거움을 누렸습니다. Questrade의 대표도이 포럼에 적극적으로 참여하고 있습니다.
계정 활동 / 기록.
보고서 아래에는 거래 및 일반 계정 활동에 대한 세부 정보를 제공하는 다양한 하위 카테고리가 있습니다. 이 하위 카테고리에는 투자 요약 (위 그림), 투자 수익, 계정 활동, 진술, 거래 확인 및 세금 전표가 있습니다. Questrade가 2011 년에 UI를 크게 변경하면 모든 거래 활동 내역이 클라이언트 포털로 이동되었습니다. 이전에는 Penson Financial Services라고하는 타사 정보 센터 회사에서 모든 거래 활동 기록을 제공했기 때문에이 정보에 액세스하려면 완전히 다른 사이트와 다른 로그인 자격 증명 집합을 사용해야했기 때문에 이는 매우 환영할만한 변화입니다. 고맙게도 그 날은 오래 동안 끝났으므로 현재 모든 투자 (주식, 자금, 채권 등), 현재 현금 잔액 및 포지션 (CAD 및 USD), 총 자본, 구매력 등을 하나의 목록에서 얻을 수 있습니다 위치. 매월 생성되는 eStatements가 7 년 동안 저장되는 동안 거래 내역은 36 개월 동안 유지됩니다. 세금 전표 (예 : T3, T5, T5008)도 매년 전자 방식으로 사용할 수 있습니다.
성명서는 매월 15 일에 발간되는 새로운 성명서로 매월 범주화되며 PDF 파일 형식으로 즉시 다운로드 할 수 있습니다. 이 보고서는 수년 동안 극적으로 개선되었으며 현재는 최신 성과를 쉽게 이해하고 이전 연도와 비교하기 위해 매우 유용한 다채로운 차트와 그래프가 풍부하게 포함되어 있습니다. 좀더 구체적으로, 디스플레이는 매우 자세하지만, 평신도 투자자가 직관적으로 이해할 수 있도록 매우 조심스럽게 구성되어 있으며, 월별 활동 세부 내역, 현재 및 과거의 수익률, 마지막에 결정된 모든 거래의 요약 월, 전환율, 배당금 분배, 배분 및 특별 중개 정보를 제공합니다. 제가 평균 투자자와 매우 비슷하기 때문에이 진술에 제시된 스타일과 세부 사항은 Questrade가 제공하는 매우 유용한 보너스입니다.
Questrade의 거래 확인 데이터베이스가 2009 년 1 월 1 일까지의 거래 내역을 보유한다고 주장하지만 2011 년 2 월 4 일 이전에 수행 한 활동에는 회원이 이전 Penson 사이트를 방문해야합니다. 그리고 Penson 사이트는 기존의 10 자 계정 # 표현에 대해 아무 것도 모르기 때문에 관심있는 사람들은 Questrade의 기존 계정 (6 자)을 필요로합니다. Penson 무역 활동 사이트가 어떻게 생겼는지 간단히 살펴보십시오.
위에서 언급했듯이이 Penson 사이트는 2011 년 2 월 이전에 보관 된 거래 활동에 액세스하려는 기존 Questrade 회원에게만 관련이 있습니다. 모든 신규 회원은 방금 말한 것을 무시하고 다음 단락으로 건너 뛸 수 있습니다. 그러나 Questrade의 연대 기적에 관심이있는 사람들을 위해 & # 8212; 위에서 지적하고 시각적으로 보인 바와 같이 & # 8212; 무역 활동은 아웃소싱되어있어서 눈에 띄는 첫 번째 차이점은 웹 UI가 완전히 달랐으며 시대에 뒤떨어져 있다는 것입니다. 당시에는 Questrade가 자신의 메인 웹 도메인에서 깨끗하고 친숙한 UI 경험을 제공하려는 기술과 욕구로 인해 이러한 것들을 사내에 현금으로 모으는 것이 필요 없다고 생각한 것은 매우 놀라운 일이었습니다 Penson의 웹 서비스 API에 원래 Penson 경험보다 피부에 자유로운 고삐를달라고 요청할 동기도 없었습니다. Penson에서 개최 된 세부 사항은 광범위했지만 혼란스럽고 혼란 스러웠습니다. 무역 및 정산 기금은 역사에 반영되기까지 24 시간이 걸렸습니다. 하루의 시작에 한 번 업데이트 된 구매력으로도 마찬가지였습니다. 이 구식 Penson 사이트에서 발견 된 대부분의 것들이 나중에 Questrade 거래 플랫폼에 통합되었습니다.
Questrade 마진 및 등록 된 계정은 두 개의 하위 계정으로 구성됩니다. & # 8212; 하나는 캐나다 자금, 다른 하나는 미국 자금입니다. 이는 미국 계기를 거래 할 때 불필요한 전환 비용을 줄이므로 매우 편리합니다. 따라서 미국 주식에 대한 거래는 다른 중개 회사와 달리 USD로 유지되며 즉시 CAD로 전환됩니다. 예를 들어, Questrade의 경우 미국 상장 주식의 미국 배당 수입과 같은 항목은 USD로 유지되며 자동으로 미국 하위 계좌에 입금됩니다. 자금은 Questrade의 Exchange Funds 기능을 사용하여 하위 계좌로 이관 할 수 있지만 토론토 시장 마감 시점의 현물 환율을 기반으로 한 전환과 스프레드 수수료 (두 가지 모두에 대해 + 1.99 %)가 포함됩니다. 총 자본이 $ 100K를 초과하면 마진은 1.70 %, 등록은 1.00 %로 떨어집니다. 그러나 USD / CAD 사이의 전환을위한 더 나은 방법은 Norbert의 Gambit 기술을 사용하는 것입니다. 이는 환급 수수료를 사실상 없애기 때문입니다 (DLR. TO, DLR. U.TO 시세 표시기를 사용하고 보유 자산을 저널링하는 것이 포함됩니다 한 쪽 또는 다른 쪽).
Questrade는 Questrade의 고객 포털에서 모든 계정 활동에 무료로 제공되는 이전 달 명세서 (pdf 파일)의보기 / 다운로드 / 인쇄를 적극 권장합니다. 그러나 우편으로 보낸 진술서를 여전히 주장하는 사람들은 전화 또는 라이브 도움말을 통해 직접 연락하여 요청할 수있는 무거운 $ 20 / 명세서에 그렇게 할 수 있습니다.
그리고 편리한 메모로서 주주 커뮤니케이션은 종종 일반 우편을 통해 보내집니다. 무료로 제공되는 InvestorDelivery 서비스를 통해 원하는 경우 모든 투자자 서신을 온라인으로받을 수 있습니다.
거래 플랫폼.
Questrade의 거래 플랫폼에서 새로운 시대가 시작됩니다. Questrade는 능력이 있지만 노화 된 플랫폼 인 QuestraderWEB, QuestraderELITE 및 QuestraderPRO와 함께 힘들었습니다. QuestraderWEB가 완전히 개조되었지만 세 명이 모두 10 년 넘게 야생 상태였습니다. 그들은 모두 자신들의 입장에서 꽤 잘 수행되었지만 다른 할인 중개 회사에서 제공되는 것과 마찬가지로 시대에 뒤지지 않았습니다. Questrade marked a new chapter with the introduction of the Questrade IQ suite.
Questrade has been doing a lot of work behind the scenes to revamp their investor’s trading experience. When they released a whole new layout for the Questrade Account client portal one couldn’t help but head scratch and wonder why their trading platforms never received the same treatment. Well, the answer can’t be clearer: they were being updated as well — it just took them a while. The epiphany was realizing that having three separate desktop trading platforms was confusing and so they opted to retire all three in favor of a single, more modern trading platform known as Questrade IQ.
Questrade IQ is a suite composed of three flavors: Questrade Trading , a fully functional web-based trading platform (for Windows/Macs/Linux users on Google Chrome 52+, Firefox 48+, Safari 9+ for Mac Users, Internet Explorer 11, Microsoft Edge); Questrade IQ Edge , a streamlined desktop-based trading platform (for Windows 7/8.1/10+, macOS 10+); and Questrade IQ Mobile , their first mobile entrant in the field of trading (for iPhone/iPod Touch iOS 6+, and Android OS 4.1+). This entire collection is free for all members and includes snap quote live Canadian/U. S. streaming Level 1 data, research tools for fundamental and technical analysis, a charting package, and more. At times market data can be delayed (up to 15 minutes) and when this happens a cute clock icon appears on-screen to let you know of the streaming hang-up. And although it is made available for free, these platforms can be upgraded to include one of three data packages or add à la carte feeds.
Now, let’s take a closer look at each of these unique platforms and what they have to offer.
1. Questrade Trading.
Formerly known as Questrade IQ Web, Questrade Trading is a plugin-free web-accessible trading platform built on HTML5 and is designed to be accessible on almost any device. It is craftily integrated into the Questrade Account portal and is reachable through the Trade button at the top menu bar. It can even be set up to be your home base when you log in. Questrade Trading is very feature-packed and serves as the primary gateway platform for most users entire trading experience. It also serves as Questrade’s answer for those who, for one reason or another, may not have access to (or be compatible with) IQ Mobile or IQ Edge. This would be the perfect choice for Linux desktop users or the ever growing presence of tablet carriers. Because it is a fully compliant HTML5 browser-based responsive experience, unlike the others, it does not require a download or any third-party add-on to be fully functional.
Taking a spin with this platform was an incredibly liberating experience — an excellent amalgamation of power and usability. It introduces the concept of Gadgets into the platform lexicon. A gadget is an arrangeable user-customized window of a view into your trading/market details. Gadgets include, but are not limited to: Activity (a logs viewer), Balances, Time and Sales (current global activity of a stock), Level 1 Quotes, Level 2 Quotes (if you paid for this addition), News, Orders, Charts, Position Summary, and Watch List. Questrade Trading was surprisingly lightning fast and responsive in every web browser we tested. Memory and CPU footprint usage was astonishingly small despite the depth of options, activity, and functionality it had to offer. Sessions don’t appear to have any inactivity time limit. A nice bonus feature of this platform was being able to start a trading task on one device (e. g., a home PC) and then effortlessly shift to another device (e. g., smartphone or tablet) to complete it. This is an invaluable little addition because it can allow one to carefully construct lengthy trading procedures while permitting free movement during busy schedules. Bonus points also have to go to their clever use of green and red colouring in real-time to help more easily distinguish stocks and options price variations as they happen. Unlike its IQ Edge cousin, however, Questrade Trading cannot change its colour theme appearance — it’s always in a light theme. On the plus side though, any custom changes you make to the layout are automatically saved and restored if you leave and return to this platform.
Notable differences between this platform and the rest of the family include the lack of multi-leg option orders, no alerts, nor workspaces & heat maps. If you are looking to use one or more of those missing features then you should opt for IQ Edge instead.
2. Questrade IQ Edge.
Questrade IQ Edge is the big boy of this suite. It only comes as an install-based native PC (or Mac) desktop application engineered specifically for active and pro traders. IQ Edge allows for an unlimited amount of workspaces (Questrade Trading only allows for one). A workspace is a screen area allowing one to open and customize a new set of gadgets or windows for a particular purpose that suits a trading environment style. Multiple easily navigable workspaces is a valuable asset for active traders. The other big difference between IQ Edge and Questrade Trading is that IQ Edge offers a more advanced plate of options for order entries: conditional orders (e. g., trigger orders at a specific time, price, or volume automatically), bracket orders, more extensive alerts, multiple order entry windows, notification s when something is purchased or sold, and the ability to order anonymously. There are a few subtle differences too. IQ Edge allows for extensive gadget customizing which takes them well beyond what is possible in Questrade Trading. However, most of these customizable features are visual (e. g., float, pin, drag-drop, resize, colourize, blink text); it depends on the gadget. Curiously, gadgets don’t have a snap-to feature in IQ Edge and so they do not auto-arrange when the main application window resizes. It was a bit inconvenient but not a deal breaker because most people just position their gadgets at a particular spot and maintain the application window at a set size. Interestingly, any gadget customization you make in IQ Edge does not transfer over to Questrade Trading (assuming the same gadget exists), and vice versa. However, ticker symbols and related data inside gadgets (e. g., alerts) are properly maintained and do transfer over between web/desktop environments. IQ Edge colour themes range from dark (default), light, and sky blue.
One additional allure of IQ Edge is that it gives a trader the sense of comfort knowing their platform’s trading activity will not be delayed or experience hiccups as might be the case if using a web browser. IQ Edge was written from the ground up using optimized C++ code and deployed for Intel/AMD processors ensuring the speediest of responses for the most diehard of active traders. Unfortunately, at the time of this writing there is no 64-bit version for IQ Edge on the PC. For Macs it is natively 64-bit. It will still run normally on 64-bit Windows systems, it just won’t be running as efficiently as it could be. Here’s hoping that in the near future an optimized 64-bit Windows version of IQ Edge will be made available.
If you’d like to give one or more of the aforementioned trading platforms a spin using CAD $500,000 and USD $500,000 virtual cash for stocks and options, Questrade offers free practice accounts online that you can take part in. This will help give you an even better idea of their impressive user experience, and could potentially hone your trading skills even more without risking any real money.
3. Questrade IQ Mobile.
And now we shift our attention towards Questrade’s other important platform: Questrade IQ Mobile — their very simple, very capable mobile trading platform. Operating anywhere at any time, this app is available for iOS (iPhone and iPad) and Android devices from their respective app stores. Questrade had originally planned to release a similar version for Windows Phone and Blackberry but, understandably, due to their diminishing marketshares the idea was scrubbed late in the development cycle. As such, those devices will need to use their browser-based alternative: Questrade Trading.
We found that IQ Mobile’s feature set is nearly identical to their Questrade Trading platform, with incorporated visual tweaks to better suit portable device operability. It’s all here, including research tools (e. g., Market Intelligence and Intraday Trader), charts, options trading, and Level 2 data. You can even perform account management actions directly within the app. The visual layout and organization of features is very well thought out. We were able to navigate and use the app with extreme ease. Although they conveniently provide an interactive help tool within the app we found there was little need for it because everything just made sense.
After using this platform for several days it’s clear to us Questrade is aiming to make IQ Mobile as feature-rich as IQ Edge over time. There is no question that this is an integral component to Questrade, and quite possibly is the most important of this entire suite in terms of long-term growth since most people will continue to be looking to their phones (and other portable devices) as their primary hub to the markets. So i’m sure this will be greeted with overjoyed smiles by active traders who have been yearning to be more fully unshackled from their IQ Edge desktops. On the go is here to stay so it only makes logical sense that Questrade will be continuing their trend of integrating more Edge-like whiz-bang functionality into IQ Mobile, surely pushing it well beyond its web-based sibling. The hope though is that Questrade will carefully walk that mobility tightrope by maintaining the app’s unique user-friendly intuitiveness to ensure mass appeal, while still including more sophistication to keep their active trading population happy and, at the same time, nurturing a new generation of on the go investors who will now have access to a growing toolset of advanced capabilities as their confidence and portfolios grow.
Unquestionably, this new trading platform suite is a giant leap in the right direction for Questrade. The collection encompasses everything QuestraderWEB, QuestraderPRO, and QuestraderELITE (their now-defunct older trading platforms) had and some. And this suite does so in the most intuitive, comprehensive way. By taking the bold step to retire their older platforms by supplanting them with an agile next-generation trading environment is a sign that Questrade cares deeply about providing the best experience for the casual trader and demanding active user.
Interestingly, upon further investigation we found that new releases for this suite is always consistent and swift — a major new release occurs every month — bringing with it a slew of enhancements and bug fixes, based on direct user feedback of their online community discussion forum: The Exchange.
A few other unique features which I am surprised other brokerages have not yet duplicated is, firstly, the clever partnerships Questrade has with third party websites (e. g., iShares ETFs) — providing one-click Buy Now buttons across the web — permitting on the fly quick trades that whisk the buyer back into the IQ platform to complete the pre-filled order ticket. And secondly, a feature called Margin Power (for self-directed accounts) which, by its name, gives you a clue on at what it does. By linking your existing TFSA account to your margin account it increases your buying power within your margin account by leveraging the assets you already hold in your TFSA making it enormously convenient to enter new positions without requiring a transfer of new cash or selling existing securities. Both features are wonderfully handy!
The long requested single sign-on feature is now available for Questrade members. You now use one user ID and password to access the trading platform, Questrade Account, and the Exchange. This saves a tremendous amount of time because in the past Questrade had originally required at least three different sign-on credentials to access each of their trading landscapes, and so to no surprise this was a heavily requested feature. We welcome its addition.
To get a better feel of what Questrade IQ has to offer here is a collection of video tutorials overviewing this trading platform’s most common features.
Although we briefly mentioned in passing their older predecessor platforms, to give you a better sense of who Questrade is and how much they’ve improved, what follows are images of their previous generation trading platforms. Prior to IQ, Questrade offered a few other trading platforms for stocks and options: QuestraderWEB, QuestraderPRO, and QuestraderELITE. QuestraderWEB was their web-based application with a very pretty and intuitive user interface. It was Questrade’s only free platform and required the Java plugin within your browser to function correctly. QuestraderPRO and QuestraderELITE were desktop applications requiring a monthly subscription fee.
A little note on exchange and ECN fees. These are the fees Questrade is forced to charge you when you make a transaction that removes liquidity from the market (i. e. buying at the ask or selling at the bid). Although these fees translate to mere pennies for most traders one can avoid paying them altogether by executing transactions as a limit (or stop) order at the bid/ask instead of as a market order request. For U. S. stocks you can also send orders to non-direct access ECN networks (LAMP, MNGD, or POST) to avoid these fees.
Most people will sign-up for the standard marginal account which gives you access to borrow funds at an amount more than your current cash balance. This extended buying power ability is very useful and can come in handy when you need to jump on market opportunities. Assuming you’ve bought on margin and haven’t settled your stocks after 3 days of the purchase the margin interest rate is prime + 2.5% which is inline with most brokerages.
One of the selling points Questrade likes to bring up is that for mutual funds they will rebate the trailer fees. They call this their Mutual Fund Maximizer. Trailer fees are commissions by fund management companies paid to your brokerage house for being the retailer that sold you your fund(s). This commission is an ongoing source of revenue for your brokerage as long as you keep holding onto those fund(s). You don’t see this fee because it is part of the MER of the fund. So Questrade is willing to rebate this fee back to you each quarter. But there’s a catch. You need a minimum of $36,000 in mutual fund holdings to be eligible for this rebate. 추론은 간단합니다. There is a processing fee of $29.95/month so the rebates will start paying back if your mutual fund holdings is worth more than $36,000 (based on a 1% trailer fee).
Portfolio IQ (Managed Investing)
Self-directed investment empowerment (aka DIY trading) is offered by virtually all discount brokerages and has been a popular preference by the general public due to the myriad of easy-to-use tools and support made available to an investor desiring to control every aspect of their interests. With this style of investing customers have always been able to sculpt their own investment strategy, define their portfolio, buy and sell securities, and more. However, there is another option. For those with very little time while continuing to carry big investment ambitions Questrade introduced Portfolio IQ, the alternative to self-directed investing. Really known as managed investing, Portfolio IQ takes away the stress of investment decision making, such as asset allocation and rebalancing, and puts this work into the hands of experienced portfolio managers of their Questrade Wealth Management division.
Who doesn’t want to take it easy and watch their money grow towards financial independence with little effort? It’s a dream come true! The difficult part with that dream is figuring out how exactly to do that. This is where Portfolio IQ comes to the rescue. Becoming Canada’s first online wealth management service, Portfolio IQ debuted as a definitive market disruptor by making managed investing accessible to everyone. Traditionally, managed investing has been an exclusive club for the uber-rich but Questrade, keeping to its roots of bringing all things restrictive to the masses, decided to do away with convention.
Opening a Portfolio IQ account is straight-forward and only requires $1. As an extra bonus, this review’s Questrade offer code — also known as a Questrade referral code — can also be used when opening this type of account. Once open you’re taken through a simple-to-use point-and-click questionnaire to set up an investor biography that identifies your risk tolerance, existing financial circumstances, market knowledge, and investment ambitions all of which is used to better crystallize the best portfolio for you. What’s also great is that if your goals change then you can return and adjust your bio to keep things in balance, which will automatically update your underlying portfolio model accordingly.
All the portfolios deal exclusively in ETFs (composed of a mix of various sectors, markets, and countries) and come in the following 5 flavors:
Further, each of these portfolios has three tiers. Tier positioning, as defined by your account asset value, determines the sector and country-specific ETFs made available to your portfolio.
Although it only requires $1 to open a Portfolio IQ account your money sits uninvested until it reaches at least $2,000. Once that threshold has been reached your money is automatically shifted into your designated portfolio and your very own team of specialists will actively manage and adjust your portfolio as opportunities arise in the markets. They will also vigilantly rebalance assets to keep within your profile without your daily involvement all year-round.
True to Questrade’s reputation Portfolio IQ has no trading/trailing commission fees — including no fee RSPs. There is however a nominal annual management fee determined by your total account asset value. This fee is broken up and charged proportionally on a quarterly basis and is by far the lowest in the industry we could find. Although this annual rate does not include the ETF expense ratios we discovered that the underlying ETF MERs went as low as 0.04%.
With the added benefit of taking full advantage of tax-loss harvesting and providing a last quarter management fee refund guarantee if not fully satisfied for any reason, Portfolio IQ is an extraordinary entrant into the managed investing arena and has that perfect resonating mix all investors, big and small, crave when they daydream of an unshackled financial tomorrow.
IPO Centre.
Participating in initial public offerings (IPO), secondary issues (additional shares/bonds offered by a public company), and structured products has always been the holy grail for many investors since the incredible euphoric frenzy of the 1990s internet IPO boom. Historically, because first issues usually tick up on first day closings it’s logically understandable why so many want in — it’s a quick way to make an easy buck! However, due to the natural laws of supply and demand interest in these new issues almost always outstrip the quantity made available and therefore only insiders, well-connected bigwigs, and the very rich are usually the only ones who have access to them; nepotism and cronyism at its undemocratic finest. For generations the general public has had little access to IPOs. There was a brief moment in time when Wit Capital, an internet startup of the 90s, briefly unlocked this secret world, but it was short-lived. Questrade became one of the new Canadian trailblazers to usher in a sledgehammer back into this world for the masses.
The Questrade IPO Centre, showcasing mostly Canadian equity, fixed income, and structured products, list newly available issues and previous offerings (for historic analysis). Their respective facts, investor summary, terms, and preliminary prospectus are also readily accessible. For instant notification of newly announced IPOs and secondary issues clients are encouraged to subscribe to the IPO Bulletin. Independent testing revealed that notifications were indeed right away. The centre is reachable on the desktop/laptops , smartphones, and tablets. When you see an IPO or other new issue you like, it’s a simple click, tap, or a trade desk call away to express interest. An expression of interest makes Questrade aware you are putting in a commitment to buy a number of shares. However, this does not guarantee you will actually get any or all of the shares you’ve requested. If a client places an expression of interest on the website, the trade desk will contact the client to confirm the order within an hour (rare cases may take up to 24 hours). There is a $5,000 minimum requested amount for submitting an IPO order. Some companies going public may even ask for an amount over and above this, but the majority of the time it won’t be above the $5,000 Questrade minimum. Once the order is confirmed Questrade passes along the interest to the offering’s underwriter. Although not possible right now, soon clients will be able to submit their expression of interest through the trading platform to reduce wait time and eliminate the need for a Questrade representative call-back to confirm the order. Cancelling an interest request can be made within two business days (this may vary depending on the province) after receipt or deemed receipt of a prospectus and any amendment (found at the online centre). All IPO and secondary offering purchases are commission free.
Processing time for orders can vary but usually it takes around 3 weeks from when the underwriters first launch the IPO and when the offering closes. For some secondary offerings and preferred treasury shares times can be shorter. Once allocations from the underwriter are received Questrade informs clients via or phone. Allocations, however, may be distributed on a pro-rata basis if an IPO is oversubscribed (the number of shares requested by all interested parties is greater than what Questrade received), and so, as mentioned earlier your original interest amount may not necessarily materialize to what you actually get. For example if Questrade receives a 50% allocation on their total order amount, they would then allocate 50% to their client’s original order.
Although the IPO Centre mostly has Canadian offerings, U. S. IPOs do show up from time-to-time as well. It’s because of Canadian security regulations that U. S. and other foreign-based companies must file their prospectus in each province individually in order to be sold to residents of that particular province. Because many companies in the United States may feel that doing an IPO in Canada could be an added expense (e. g., listing fees, legal fees, French language requirements) and that domestic demand in the U. S. is enough to satisfy how much capital they want to raise, it’s only logical that most offerings will be Canadian by nature. Interestingly, many international mining/resource companies will choose to file a prospectus and raise money within Canada, and choose to be listed here as well. TSX has a very large mining focus in general.
Registered accounts (e. g., RRSP, TFSA) are also eligible to hold the vast majority of IPOs and treasury offerings. However, some IPOs may not be eligible due to their company/offering structure and how widely held it is.
The centre is a very welcome sight and seems well positioned to grow into something incredibly special. Sadly, no word yet if and when Questrade will be issuing their very own company IPO 😉
When making trades one of the primary concerns held by most people is security. Like banks, most discount brokerage companies deploy different protection strategies to secure your account such as randomizing security questions, displaying pre-selected image captchas that only the account holder would know, two-step and two-factor verification, or even providing digital key devices which in conjunction with your secret password must be pressed to generate the final half of the login passcode each time.
Questrade’s security measures have improved dramatically over the years. They have an Online Security Guarantee which insures investors against unauthorized transactions which result in a direct loss. However, this security guarantee doesn’t extend to intruders breaching accounts on your end (i. e, browser vulnerability, PC/Mac infection). In other words, if there is fraudulent activity and it’s proven to be due to the negligence of Questrade they are in a position to cover your loss at 100%. Questrade is a CIPF (Canadian Investor Protection Fund) member, and so all Canadian investors are covered up to $1,000,000. They are also members of the IIROC (Investment Industry Regulatory Organization of Canada). For claims that exceed $1,000,000, Questrade also offers extended private insurance up to $10 million. You will need to contact them directly by phone for more details in getting this extension set up correctly.
In regards to Questrade’s current online security methods, upon sign-up for a new account you are required to create a user ID, password, and set up a few security questions. User ID’s are required to be 8-20 characters long while passwords must be at least 8 characters in length and include an uppercase, lowercase, and numerical (or symbolic) character. Although this seems like a standard approach across the web this is actually new and a big improvement for Questrade. They also now include extra verification steps such as when you attempt to log in to your account from an unrecognized system you are prompted with one of your security questions. An optional PIN can also be setup to help you get faster service when calling in.
Security advice is made available outlining how to protect yourself by taking precautionary steps like using anti-virus software to keep your computer clean. Interestingly, they have made the extra effort by partnering with Symantec, using Norton Anti-virus to continuously scan/monitor their own internal files, ensuring your investments and privacy on their end are secure. Questrade was also one of the few discount brokerage firms that were not affected by the Heart Bleed Bug — they were protected all this time.
마지막 생각들.
Reviews online are overwhelming negative towards Questrade. However, many of them have very old post dates. Prior to writing this review I wanted to be completely fair and so decided to read many of these complaints so that I could be aware of and keep an eye out for any of these problems. I even took note on exact steps for some of these problems with hopes of recreating them. I had originally planned to share a collection of these complaints but seeing as how many of them might have already been resolved by Questrade I felt the company deserved another look before passing judgment. So after spending a number of days using their entire suite of online tools, making trades, and attempting to recreate customer complaints I can report back and say that I did not experience a single issue. My conclusion is that either Questrade had fixed several of these earlier problems or these complaints were from beginning traders who were not familiar with the platform nor company policies.
There is no question that several years back Questrade did have some customer service and platform issues but they were remedied long ago. As such, it’s perfectly understandable from a human nature standpoint that a few disgruntled users are more inclined to make the effort to create an online account so as to write a negative comment than it is for an overwhelmingly majority of happy users to take the same amount of time to write a positive comment about the same service. There’s also the case where some users may be attempting to perform incredibly complex trading maneuvers that either are not supported in a specific platform (e. g., attempting to do multi-leg options ordering inside IQ Mobile when IQ Edge is better suited), or the capabilities are indeed supported but they, as new investors, are not versed enough yet in how to accomplish it, making them frustrated, and leading to a need to vent. If Questrade’s growth numbers each year are any indication, as cited by many Canadian sources, there is clear indication that customers are very happy with them.
Overall my experience with Questrade was a very pleasant one. Their “killer app”, so to speak, is free funds ETFs and that one can execute trades as low as 1¢ per share ($4.95 minimum) with no catch. It doesn’t get any sweeter than that! And this pricing structure hasn’t changed since they’ve started — decades now! In rare instances I sometimes come across other brokerages offering promotionals at $4.95/trade but when you dig deeper into their fine print it almost unequivocally is for “big fish” traders who must spend upwards of $100,000/month in trading activity to be eligible for the $4.95 offer. Clearly not for the average consumer. Obviously this is not the case with Questrade.
Questrade’s low commission rate is so good it serves as an enticer to make more trades more often and not have to hesitate by attempting to time the market in hopes of covering commission costs. I am happy to see they have made many brilliant enhancements over the years including, but not limited to, a unified single sign-on approach that provides a more consistent feel, and a more responsive live help chat capability where their customer service is consistently quick and knowledgeable, adding to the excellent experience. Although they clearly have a very solid desire to keep improving their services, there are a few minor areas that can be improved such as full gadget settings retention across different trading platforms, but with such dramatic savings found among all their services it seems understandable that one can’t always have everything. So I will give them a pass on that.
In MoneySense’s Canada’s Best Online Brokerages 2016 article, Questrade was top ranked as the best in terms of lowest fees and lowest commissions. They also received honourable mentions as the best in ease of use and overall independent broker.
For a long time my trading experience was associated with a big bank brokerage firm. This was before I became more enlightened with better options that were out there. I’m sure this is the case for most people. As I mentioned at the start, many of us usually get our first investment accounts at big banks because of the ease to do so. However, as I also pointed out, such conveniences bring with it abuses by these firms onto their customers. And so it wasn’t until I became completely disillusioned by the high and endless commission charges by my bank that I felt it was time to explore other financial outlets. And hence, here we are today and why I felt this Questrade review needed to be written.
Should you join? Yes — a resounding YES! For someone like me, as a casual trader, who has experienced headaches with other brokerage firms it’s nice to finally find a good home at Questrade who doesn’t play games nor charge exorbitant fees. Questrade fits my needs perfectly and helps unlock my potential as a growing investor. And at the end of the day isn’t this what we really hope a respectable brokerage firm provides us?
자주 묻는 질문.
Why Questrade?
Lowest commission cost per equity trade in Canada. Commission-free ETF trades. No annual fees. Free $50 when using Questrade offer code: Canada Questrade will cover the transfer-out fee when moving your brokerage account to them. Full-featured tools and trading platforms available on all devices. Very responsive customer service. Even when using live online help. Hold dual-currency (CAD and USD) simultaneously within registered accounts (e. g., RRSP) without automatic conversions nor fees.
Is Questrade good?
예! Questrade offers a remarkably rich tapestry of features well tailored for new investors and seasoned traders. They also have the lowest costs of any other brokerage house in Canada, by far. Over the years, they have routinely demonstrated their hypercompetitiveness in this crowded industry by endlessly releasing new products, updates, and exploring untapped avenues (e. g. IPOs).
What are the different ways to fund an account?
Online banking Certified cheque/bank draft Money order Personal cheque Pre-authorized deposit Stock certificate Transfer-out requests from another brokerage Wire transfer (fastest)
What is the best way to currency convert CAD/USD?
To elminate currency exchange fees almost entirely when converting CAD/USD you will want to use tickers: DLR. TO and DLR. U.TO. The former deals in CAD currency, the latter in USD currency.
To convert from CAD to USD:
Buy shares of DLR. TO (currency will be in CAD) in the amount that you want to convert into USD cash. Get ahold of a Questrade rep via live help chat or on the phone. Tell the rep that you want to journal over all of your newly acquired DLR. TO shares to its USD equivalent side (i. e., DLR. U.TO). Your shares will now shift from DLR. TO to DLR. U.TO and be in USD currency. Sell all of your DLR. U.TO shares. You will now have USD cash.
To convert from USD to CAD:
Buy shares of DLR. U.TO (currency will be in USD) in the amount that you want to convert into CAD cash. Get ahold of a Questrade rep via live help chat or on the phone. Tell the rep that you want to journal over all of your newly acquired DLR. U.TO shares to its CAD equivalent side (i. e., DLR. TO). Your shares will now shift from DLR. U.TO to DLR. TO and be in CAD currency. Sell all of your DLR. TO shares. You will now have CAD cash.
The entire process can take up to 1-2 business days to complete. The full details of your conversion is recorded under myQuestrade’s Account Activity page.
Can I short sell?
Yes, you can short stocks in their margin accounts. Registered accounts (e. g., RRSP), however, cannot due to Canadian government regulations.
Do their trading platforms support Mac and Linux?
Yes, their trading platforms are available for Mac and Linux users. Questrade’s trading platforms are also available for Windows, iOS, and Android devices. However, for Linux users Questrade Trading, their responsive HTML browser-based web application is what’s used.
Questrade Offer Code.
Use Offer Code: Canada to receive $50 in Free Trades from Questrade when signing up for a new account.
User Rating: 95 % out of 100 ( 2207 votes)
This Review’s Newest Comments.
아! I knew i should have opened a trading TFSA account with these guys than to open a low-interest bearing savings account with my local bank. And now i see i could have gotten $50 in free trades from that questrade offer code shown above. Darn!
I guess it's too late to move my money since CRA will penalize me for withdrawl from my TFSA and deposit into a new TFSA (re-contribution can only happen once a year).
Does Questrade support the ability to transfer my TFSA account to them from my bank?
Smart Invest.
Handy tip for n00bs out there. When using IQ or any other platform to trade (or get a quote) TSX-listed securities make sure to use. TO at the end of the trading symbol.
So for example a Claymore ETF like CDZ would actually be CDZ. TO.
For those buying Calymore ETFs (like me) Questrade offers a PACC (pre-authorized cash contribution plan) to purchase additional units of Claymore ETFs commission free. Doesn't get sweeter than that.
Ok, ok i am back to say that QuestradeIQ is growing on me and i was wrong to bash the loss of QuestraderWEB. So i take it back. It's really good.
Lazaro Kellum.
Finally a $50 offer code for questrade. Was hunting for a good one. 감사!
So far its been 9-months. Wanted to return and express my thanks to this brilliant questrade review in making me aware of these guys. It's been an enjoyable experience. Cant be happier with the joining.
Chauncey O.
Ok confirmed the Canada questrade promo offer code works! 고맙습니다!
My 2cents to the conversation below on registered vs non-registered accounts. For the tax concious any gains can be offset by your capital losses from prior years (i believe it is for any unclaimed from prior 4-5 years). Gains are taxed by way of 50% of it at your current tax bracket. So effectively you are looking at around 15% tax rate at the highest tax bracket. Seems in line with the U. S. which in my opinion is comically low despite my benefiting at such a low rate. We should be paying more on capital gains since people who can afford it (i am in the 1%) aren't technically paying our fair share since we are investing our fortunes in the stock market and not doing actual work.
Anyone here a Questrade Forex enthusiast? How tight are the spreads? I've used Interactive Brokers for forex trading and just wondering how they compare.
Amazing questrade review. Crazy, super details!
Shelton Stollard.
if you plan to learn skyler then i suggest you try their virtual account since it doesnt involve real money. For real money i recommend a non-registered account because you can at least deduct capital losses against your gains; registered accounts dont have that privilege. But as the other fellow said you do get taxed whereas registereds either don't or is deferred.
LOL i just noticed the conversion rate in Questrades registered accounts are much more favorable to me than using other places like XE or even my local banks. That alone just got me to tell my friend to hook up with them. Thanks for the questrade offer code btw!
Great discussion here. I notice some talk on registered accounts and so i am on the verge of pulling the trigger and opening a registered account and was wondering if some had advice to newbies starting online trading with Questrade which type of account is more suitable for a starving undergrad wanting to acquire experience. Should i just go with a regular or a tfsa or other registered type of account?
Bradyn Nesbitt.
As far as i know steve you can indeed add other users to your account. I believe some of the screenshots above show this but i am not entirely sure you can pre-select how a specific person has certain types of account access. If anything i believe it only gives full access or a pre-set limited access to all.
I strongly recommend you speak to one of their online agents which are pretty knowledgeable and quick. The link to them is somewhere in this comment section or review.
Steve the Shop Owner.
I am a sole properitor and i thank you for a wonderfully detailed questrade review and your snapshots really make things crystal clear. I was wondering how many authorized personel i can add to my account once opened?
I have several family members that work for me and i would like to give them certain access to the trading account (each having different types of privileges). Does Questrade offer such granularity for accounts?
AFAIK carey the vast majority of OTC and pink sheet stocks aren't eligible to be held in a registered account as per the rules governed on ALL Canadian brokers. However i recommend you talk to them via their live-help window to see if a specific OTC/Pink stock is there to be held in a registered account such as a TFSA. Hey, you never know.
Anyone know if opening a TFSA account one can then buy OTC or PINK stocks?
Hi Sandwich Monster. Like the questrade review's discussion says, Questrade appears to be trying to allow a wider base of users since IQ Mobile is primarily for iOS users (iPhone) and Android users. Which leaves out Linux and Windows phones to name a few.
Their Trade Platform is independent and so it allows for Linux users (like me) who use a custom rom on my phone to have access to trading. So for me Trade is definitely essential otherwise i cant get online to trade.
My guess is Trade, with its quality use of HTML 5, will usually be the most popular choice. At least that is what i can see after reading this in depth review.
Sandwich Monster.
I just tried and successfully was able to use Trade and IQ Mobile on my tablet and so I am a bit confused as to why the need for both platforms? Why not just one or the other? Anyone know?
Kip Gerleman.
There is so much advice out there but to narrow things down opening a TFSA in Questrade basically means you wish to use it to trade stocks and ETFS but any gains you make are not taxed by CRA. A regular account isn't so lucky (in terms of realized capital gains). It really depends on what you want to do. TFSA has its own restrictions like any withdraws can't be contributed back into the account again until the next year (Canada nationwide rule for this type of account).
Questrade appears to be the best for low cost, no silliness trading and this $50 questrade offer code helps tremendously for new comers since you can do a lot of trades on the house 💡
Been with Questrade for four months now and wanted to return to this questrade reivew to give my mini review.
I am not a person with a lot of words but i actually like them. They offer everything i am looking for and their trade tool (IQ as they call it) is very good, especially the one i keep using called IQ Edge.
My only complaint is that i wish their Live Help representatives were a bit more responsive but maybe it's because they are getting more order requests. So its not a big deal but wanted to point it out.
So, thanks so much Canadian Profiteer. You guys really helped put my mind at ease in this financial world.
Gerald Winkler.
To go one step further to your post Cookie Muncher just remember that there are free routes also available that one can use to avoid all ECN fees entirely; so you can just place it as a market order and not bother with making it a limit order. Questrade has all the free routers: MNGD, POST, and LAMP. Check out their ecn fees.
Jorge Blanchard.
I'm here because i am sick of Interactive brokers. Their customer service is bad and i am always on hold so i am giving Questrade a try because i need a new outlet. I've tried calling them and they were very quick so that is good. Based on the popularity of this questrade review i will join and use the $50 promo code and see how things go.
Cookie Muncher.
Actually questrade you didn't mention there are those tiny ECN fees but then it occurred to me that if one were to perform limit orders there won't be ECN or other fees to contend with.
Kalen Page.
Actually, as long as you have all ur debt paid off then a quality ETF is ready and waiting with your name on it. Most people think ETFs track equities but that isn't always true. For those conservative types i think its best with a diversified collection of bond ETFs.
Granted you may need to buy a multitude of different holdings but with the questrade offer code i see mentioned above on this site you can alievate any hesitation in purchases since its free.
I can't believe i am going to join merely because this $50 offer code is staring me in the face. Can't resist 🙂
Bradford B.
You should read the above questrade review again because it specifically says that transfering USD funds from a USD account via ETF is not possible due to Canadian restrictions. However, you should be able to do it through say Pre-authorized Deposit initiated at Questrade within your member's account, among other ways. Just read the review again for the details.
Questrade, it still amazes me that no other discount broker seems to want to compete against you guys in this area on pricing. Thanks for the informative post.
Hi everyone. I work for Questrade and want to clarify any confusion.
Questrade's stock commission pricing is $0.01/share as indicated above in this review. It's a minimum charge of $4.95 and a max of $9.95.
So some examples:
15,782 shares – $9.95.
We have the lowest commission pricing in all of Canada. 희망이 도움이됩니다!
I thank you for this questrade review seeing as how i was coming here trying to find answers on how to switch my paper notifications of my holdings to be electronic instead. I didn't realise Investor Delivery was related to how i did that. I wish i knew earlier.
So much thanks for a time saver.
Thanks for the questrade offer code. Wasn't sure to join but the $50 was the decider for us. 좋은 하루 되세요!
Cristopher S.
Great review you got here! Plan on switching to questrade this month.
Caelan DeCamp.
josh: i heard about this too way back through one of their customer representatives. They made it live a long time ago.
It makes settlement and record keeping much faster. Recall that Penson Financial Services also served as their bank transfering unit. So by self-clearing we are able to add more of the other banks that currently arent showing up for pre-authorized deposits.
This is one of those big deals no one is talking about sadly.
It's a really quite simple process Joe and something that is talked about thoroughly in the questrade review above. You merely need to set your account to settle in trade currency.
Most Questrade accounts (including registered) are actually sub-accounts that can hold both CAD and USD currency.
Ahhh so Questrade dropped their ties with Penson and became their own self-clearing service. All i can say is: Finally! One of the big reasons i left Questrade was because of Penson. I’m now reconsidering. A new day!
Hillary Fischer.
Confirmation post — $50 questrade offer code given above is real and worked for me. My deposits came in the next day! Woohooo.
Anyone know if they plan on integrating Mutual Fund Centre within IQ because right now it feels distinctly separate and is inside my Questrade members page. I tend to trade funds and so having it inside IQ would help tremendously instead of having to switch over to another window.
All this time i thought Questrade was QTrade. Seems they are two different brokerage firms. 응? I am glad i found this. I guess my mind is made up after reading this questrade review. Huge insight i never knew about them.
I wish the Trade Platform could change the colour scheme like it does for IQ Edge. The white/gray look is nice but some times it gets boring and i want a Black theme to it.
I didn't realize i could sign up for a new account and while waiting create a practice IQ account. That's pretty good. Very useful!
Yogi Stephens.
Very extensive questrade review people! 와우! I was expecting only a few lines and BOOM i get the whole spread! Presents have arrived! ROFL!!
Ahh shucks! You shouldn't have. This questrade review is mindboggling in its clarity and depth. Probably not necessary for the vast vistors who read it. At least you aren't one of those reviews like for movies that make you read the whole thing before you can decipher if it was good or not. roflmao!
Yea so you guys did a kick-ass job here. I will become a member in the coming days especially with that questrade offer code in hand 🙂
Goofing around with IQ Mobile on iPhone and Android and it feels like more effort was placed in the iPhone experience.
Jaret Bannister.
For the person asking regarding specific currency thing and dont quote me but if you hold CAD currency and want to buy US securities it is automatically converted to US$ and the security is bought. Because of buying power if the purchases take a day to convert you just assume it is bought on your margin buying power.
Now if the equity gets sold in the currency of that equity (e. g. selling US equity in US$) an another process is made where it then converts it to CA$ and you are back to where you started. Don't quote me on this. I found it on their site somewhere.
I still cant get out of my head the idea of stock trading and how it differs from say something like online poker. Strange field. I am 18 and keep getting advice from family that i should learn to invest but just too paranoid about investing my money in stocks out of fear i will lose it.
I should (and do plan) to read many investing books but its funny that even experts with 50+ years experience still seem like throwing darts at a board.
At least with these Questrade folks i can ensure i am not going to be taken on some fees ride that i would see with other companies. So i guess when i am ready i will return this questrade review and open an account then.
Debenture Trading God.
Just signed up and having a peak in my new account to familarize myself. Looks cool! I was a bit unsure but i think i am going to enjoy this place. I haven't tried out their trading platforms yet so i am relying on the details here. Can't wait to start trading!
Thanks for the $50 questrade offer code! Was in desparate need for one tonight.
Lexis White.
I'm an Options trader and you've got my attention. I'll be back to read more later. 잘 했어.
Julie in LOVE.
Okay i joined Quest trade and wanted to give a heads up to newbies. It took me two days in total to go from not knowing who they were to being able to trade. The longest part was actually getting my bank to transfer in the minimum $1,000 to fund the account.
It was amazingly quick and super easy.
Lots of love for this questrade review! I've sent it off to my contacts on Facebook and Twitter!
All these years with Questrade and i never realized i could look to Limit my orders to avoid ECN fees. Sure that fee is tiny to non-existent (1/16th of a penny for my case on average) but still. I think your site is the only place i have ever read that mentions this unique but useful money saver. Surprised thank you!
Capn' Crunch.
Okay i am signing up right now and its funny i can't think of a user ID that hasnt been taken. It's crazy! They must have a lot of members if the last 10 ids i've picked have been taken 🙁
Had to resort to using my full name with random #s at the end. 웃음!
주식 및 Bonds Holder.
Wow, all these years being with them i never realised they had TFSA accounts until i read this questrade review. How dumb of me.
Right now my TFSA is with a credit union but i think it makes more logical sense to have it as a trading account since i can earn (potentially) more through cap gains.
Hi my fellow Canadian questraders! Still in the process of signing up and making the necessary transfers from my other discount broker. I couldnt resist using the questrade promo code and no fees. I have been getting abused by my old broker and so i said ok lets do this.
Hmm, i just realized i would like to have my mother on my account and ability to sign on through this one account you know like having authorized users for credit cards. I will have to talk to questrade to see if i can make this happen.
Bronson McCurdy.
I just turned 19 and this review was pretty good after reading it all. I plan on joining but i dont know my Social Insurance Number. Is it mandatory to have it or can i provide another form of id? I guess i can call the government to find it out or something. I will look up and see what to do. I'll be back.
I'm purely interesting in joining because there aren't too many places that offer IPO's especially at a low cost rate. I will have to give them a call to see what they have to offer. My hope is they offer US IPOs too, not just Canadian. Anyway i really, really am indepted for the hard work put into this writing.
Eat Your Oats!
Funny that i discovered this questrade review by desparately looking for an answer as to why i wasnt able to add questrade in EasyWeb bank account. I think you guys are doing an amazing job keeping this thread so current because i never knew i could ignore the extra digits. That goes a long way because i can now add them into my accounts, not just at TD.
Thumbs up to everyone!
I did a thorough look around and yea this $4.95 per trade is the cheapest i could find. Good enough for me. Questrades got a new customer.
Lawrence Arthur.
Questrade IQ Mobile app is awesome and hopefully it will continue to improve over the years. Some nice new additions would be to include more advanced charts and support a 2-factor kind of authentication. I know they have 2-step option when using desktop but that is not the same thing. Yes most sites dont support 2-factor but it would be nice since questrade is moving towards mobile heavily. Anyway, again its great and just hooking up with questrade to get at mobile is more than worth it. 😎 I still have $20 of my questrade promo code so i am living it up! 😛 😛
Thanks for the social icons. I tweeted this beast out to my followers.
Kegan Kendrick.
ROFL. You know your questrade review is too detailed when you start getting into a discussion ont he underlying coding methodology (c++) being used by its trading platforms. I love it! Thumbs up bro!
Camden Dann.
I came here after not knowing what democratic pricing meant. lol! Dummy me i know. Well after reading this thick review i now understand. I will probably hook up with them in a few days.
I am also a buy and hold investor and was looking for a place like Questrade to park. I will admit that in time i will likely become more active and so i like to be the one who decides when that happens.
It's funny that i learned more about IQ Edge through this amazing questrade review than i did from their actual site. Bookmarking this page for future reference.
Actually crumpstump if you read this questrade review you will notice it says that all accounts will remain active and open if you keep at least $250 in equity so even though you hadnt used your account for nearly a decade it is reasonable to think it would be fine.
However, i dont think you can grandfather your account into using the questrade offer code for the $50 in free trades. I think you will need to open a new account or potentially have to start a new application independent of your current account. Best way is to speak to their representative to see what your options are. Better to be safe and find out info.
crumpstump.
Honestly, i didn't realize Questrade was still around. I was with them some 8 years ago and never really used my account. I only found out they existed by stumbling onto this Questrade review from a social bookmark site.
Ok i just checked and noticed my questrade account is still working. 응? Well that is nice to see i didnt get charged anything to have it sitting around. I totally forgot about it. Hey, can i make use of this questrade promo code/offer code thingy or is it for only new members? Seeing as how i havent used my account for years i guess i could just create a new account and use the promo code.
I've used Internet Explorer and i can say although IQ works perfectly with it i notice that this trading platform runs much faster in Firefox, and Chrome. So i recommend everyone skip Safari and IE and use FF and Chrome instead. Just my objective analysis if that helps.
Thanks for the trading platform video links. I wish their were more videos though.
I applaud the comprehensiveness to this questrade review. I was looking for some information on IQ Edge since their reps weren't being too helpful and this place really quenched my curiosity.
Thank god for their html 5 trading platform. I dont have a computer but use a Sun OS system here at school and so i can only use that trading platform. Great work here guys!
Is it possible to add direct links at the bottom of this questrade review for accessibility to more information about a certain topic mentioned? I find I keep returning here for extended reading and so it would be a nice bonus — makes things easier.
My husband and I are strongly leaning on joining questrade. We're hoping this questrade offer code will be good for two of us if we open a joint account ($100?). If not i guess we will open separate ones. Best wishes.
Frankie Pitt.
I wish IQ would allow me to change the coloring in their mobile app. Other than that its descent. I've been banging my head for a mobile version to make trades for years now so i shouldn't whine too much 🙂
Was put on hold for a bit with them so i decided to do a search online and it pointed me to this questrade review which answered my question as i was on the phone. 롤. 고마워. I've shared this with a few buddies of mine on Facebook.
I wholehartedly agree with this review entirely! Brilliant analysis! I've been trying to decide on a place to start investing through and i hope my concerns have been answered.
A big hi-O from PEI!
It's funny because as an American i found this review as a hopeful alternative to my options here in Colorado. I will give these guys a call tomorrow and see what i need to join. Fantastic write up from a fellow down south. 🙂
Varment: Fret not young son. As it appears you still have the option of using the full range of trading online through your web browser if you use Firefox or Chrome for linux (or whatever its name is for your system).
You can read above in this questrade review that a thing called Trading is there and should quell the pain by removing all dependency needs like plugins and goes all html5. So it will be as universal as it gets. Hope that helps ya.
That Dang Varment!
Been a long time Linux user so i am a bit disappointed that after reading here that IQ collection isn't made for Linux boxes too even though its clear they were aiming at a wider audience by targeting macOS and Windows systems. Ah well.
Isidore Cozad.
Be careful #maximus, if you are only planning on being with them so you can take advantage of some promotional offer without understanding how the stock market works you just might lose more than the free money they are handing out.
However, if you are deligent in your research before you invest (e. g. reading prospectuses, analysing charts) then have at it.
Just my meaningless advice.
Can i just open a questrade account and just use this 50 bux questrade promo code to get the cash and close it down? That would be sweet! 😛 LOL.
Tygarian Dragon.
Ok yea so i admit i enjoy Questrade IQ more than i thought seeing as how i was very vocal about leaving behind the older trading platform. I still wish they would allow me to select to go back to it but whatever.
I am pleased they are regularly adding new features so that is good. I had feared that they would just update it once and forget about it for years. So far i average about a new update every month. 굉장해!
Foxtrot Penny Pincher.
nana, you aren't alone in your thinking. You didn't mention if you are a member or not but I joined questrade about a year ago after reading this review and its been a good trek over from my bank (which i won't name out of fear i might get punished).
Ahhh just discovered after reading this questrade review that my browser wasn't up to date to support questrade trading platform. 와! 😳 I always assumed Safari would update by itself. Had been using Safari v3 for years and never realized it. Thanks for the quick info on the browsers required. I'm gone.
One of the biggest surprises I have is that Questrade is still the only real alternative for us as Canadians who want to keep costs down and have an enjoyable experience. Why must i pay $19.99 to make a simple trade with TD Direct Investing and then get charged ongoing fees each month when i can just join Q and sit and watch my investments grow at no cost?
Questrade promo code FTW! That is all.
Infant Weekley.
For everyone thinking of joining or are members of Questrade then one helpful advice for new investors:
Consider Dollar Cost Averaging (DCA) — a wink and a nod to Options Level Mike for bringing this up! It's really simple. It involves averaging your investments over a long stretch of time which better helps to lower the risk due to market uncertainties.
When i was young i wish someone had made me aware of DCA. So i wanted to share it in this popular place.
Had issues with my bank in financing my new questrade account (had problems allowing me to enter my account numbers) so came across this questrade review. Pretty frustrating.
Was coming here to put up some advice on how to work around for RBC but dummy me 😳 i didn’t realize this review covered the possibility of account # sizes. Sheesh. So anyway props for the mention.
finally a promo code that works!
Kristofer B.
Hmm..i was coming in with a different opinion but reading this review i am warming to questrade. So i apprechiate the information.
Uriah Schofield.
Am i the crazy one to feel my Blackberry is now looked on as a pariah in this business world. Case in point — Questrade and their Questrade IQ Mobile and how we blackberries will probably never see the light of day with our own app 👿 Well i guess that is the business. I love my blackberry so i am a bit hesitant to hook up with questrade.
I need mobile access since i am on the go a tun. Yea so i will put questrade on hold here but will bookmark this questrade review and check back to see if they have blackberry later in the year. 건배.
Okay so this questrade offer code will give me $50 in free trades but can i like wait later in the year after signing up or must i use it now. But knowing all businesses one would need to use it right away. I guess i will hold off joining questrade until i am ready. Hope this questrade promo code doesnt expire. Thanks for a mighty good job in this review people.
Options Level Mike.
Been playing with IQ Edge and their web version for several days now to get a feel before considering the idea of becoming a member. In summation its descent. At least for me who is an average investor (i have a day job and only look to invest my excess in a Dollar Cost Averaging strategy).
I use to be with TD Direct Invest and left and have been a bit of a nomad ever since. This looks like a pretty good place to park so i will break down this review some more and have a little chat with them on the phone before i make up my mind.
My thanks for the hard work.
I understand the security issues by not allowing one to have open and log into more than one IQ platform at once but it still would be nice since i like to have my account open on my laptop and my smartphone at the same time as i walk around the house and jump back on my computer when my alerts kick in. Anyone know if they will allow for that in future releases?
Not a big fan of this whole gambling thing that they call stock trading. Been more person who would rather do prudent investing in more safer endevaors like government bonds and high-interest savings. Based on what i am reading in this questrade review there isn't much in terms of fees so maybe i should just open an account and let it sit around in case i change my mind. I figure if i ever change my mind i dont have to go through the hassle of opening and waiting for verification or whatever is done. 😉 l8r.
Linux Mighty Mouse.
Trading with Questrade platform appears to be what i am looking for since i have a Ubuntu linux box and so originally being told i will need a PC just to be able to trade stocks is not an option. So i laud them for the rest of us who are interested in joining but couldn't until now.
I am using it right now in their practice account after becoming a member (still being processed but i signed up today) and it's quite lovely.
Milton Magie.
NASDAQ has been doing very well this year.
Might be time for me to jump in and see if i can make some cash. Shout out to the pros who put this questrade review together. Never would have considered them if it wasn’t for my buddy ing me this link. And now i've got that questrade promo code for $50..hehehe.
Reynaldo W.
I have an account with Nation Bank Direct Brokerage and although i am happy being with them i am not thrilled by the constant charges i am seeing on my monthly statements. So this is why i am roaming around for a new discount brokerage.
I'm bookmarking this review because something tells me my patience will have enough and i will be hooking up with this place instead. Super job in writing this. It'll be very helpful in the future for me.
StocksKing.
Just got my new phone and using questrade's iq mobile for the first time as pointed out by this questrade review — which until then i hadnt heard about it (no from questrade..go figure).
I've used iTrade and they've had mobile functionality for a while so i will be back here in a while to give my review on it. I dont want to say much so i can be fair.
Infant Yatman.
Thanks for the promo code! This was the thing that put me over the top to join.
DeMarcus Ponder.
Awesome iq edge information Steve. Because IQ Edge needs access to the Internet one shouldn't forget that it's possible a network port that Edge needs is being blocked by the router.
So i recommend people open the needed port(s) for IQ Edge. I don't know if this is true nor what the port(s) may be since i only use IQ mobile. But if anyone is having problems let me know.
Piper Boyle.
Thanks for the advice in this questrade review about using a limit order in cases. I dont think most people know about this trick that can be work at all discount brokers. Anyway, i am so impressed by the detail you've given to questrade i might just join to look around. Regards and a big hay from Vancouver!
I personally think not having a native 64-bit application for IQ Edge is not a big deal at all. 64-bit is overrated. Granted, i am no geek who looks to overclock every last unnoticeable performance out of everything i really dont think anyone will ever notice any kind of difference in speed terms between questrade's current 32-bit release and any future 64-bit version. I am using a 64-bit firefox called waterfox and it has no speed performance gain over 32-bit firefox.
And doing intense math calculations isnt going to be happening in questrade iq that requires 64-bit. At most having descent memory size like 8GB-10GB is all you need. Btw thanks for the questrade offer code. It was sweet..ended up joining.
Just a friendly and helpful tip for anyone using IQ Edge. I was having issues getting it to run on my computer at home since it would only work on my office system.
I found out that because i dont have administrator priviledes on my computer at home it wouldnt install properly. So the best way to get around this is to download Questrade's ZIP IQ Edge version and run it as a stand alone. You can even put it on an flash memory or other external drive device. That way it doesnt try to install files that may need extra priviledges.
One mistake i made was try to get the zip file in office and when i got home it didnt work still. I found out the zip file was set against our company profile. So to resolve this i had to the zip file to myself from my office to make it an acceptable attachment and the program then worked great.
Man of the House.
I'm not a wealthy man but i know what i want and that is to see as much as of my money that i put into my investment account being used towards what is important to me which is my original investments.
I was tired of being with RBC Bank because they kept charging me outlandish adminstration fees for everything. Even a fee for transfering funds between accounts held at the same bank. That is rediculous.
So i applaud you here for writing a well meaning review on questrade. It's something that i've taken to heart and have made my last trade at RBC.
Jadon Chamberlain.
A friend of mine sent me this Questrade Review from Twitter and thought i'd check it out. Holy cow! It has more information than i ever imagined. Had to give my thanks for the rad job!
You know i assumed that Questrade IQ Mobile was for iPhone users only and was thinking not to bother considering these guys since i do a lot of my activity on my phone these days but by accident i came here and read it supports Android too. 응? After some extra research just now i can see i was mistaken and yes indeed it is for my phone os. I guess they must have released it after i was originally looking around. I should have checked the Play store. 와!
Just shared this questrade review on Google+. Was planning on just joining questrade based on my friend's advice but figured i should read a review before i did. Glad i did. Now i have $50 questrade offer code :). 우!
Thanks for the awesome review here. That Trading with Questrade platform got me intrigued i played with the practice account on my Mac. It's pretty responsive and fast! I really like it!
I wanted to have a spin with the broker before considering the option of being a member and everything i've read here and on their site looks very promising.
Drummer Boy.
devon121 if you are referring to questrade iq and its "Dark Theme" look as seen in the images in this questrade review then if you read closely the review points out that you can switch over to other themes which i would imagine is lighter, and possibly what you are looking for.
From my experience most people prefer a darker theme because it puts more contrast emphasis on the numbers on screen. I certainly prefer the default dark appearance. Much better than their older platforms that is for sure.
Horray! Am using a new IQ Mobile release. Was having problems with it on iPhone 7+. Seems to be fixed now since i am writing this comment here. The world is at peace again.
안녕 모두! Been a long time trader and recently joined this discount broker. Overall i am pleased with them. I was a bit disappointed briefly when i found out that IQ Edge donesnt currently support options strategies like trading spreads but after speaking to them online (thanks for the link here) they eased my concerns by saying that this more advanced type of trading was in the works and coming soon. So i wanted to share that with you all. 좋은 하루 되세요.
LOL, i can't believe someone remembers Penson Financial. I use to be with questrade a long time back and so kudos to whoever wrote this questrade review in bringing back the memories. Good riddence to Penson. Questrade is much better without them. Wonderful review btw. I rejoined so i am already a questrade member but if i do find someone looking to start trading i will point them to this review in the future.
Will this questrade offer code for $50 in free trades work for someone who is 17 years old or must i be at least 18+? I am very interested in practicing with stocks and this seems good.
Clay Dornheim.
Hey josh. Although Questrade allows US citizens to open accounts with them there might be some issues if you are a US resident. I get the impression you live in Canada so that wont be a problem.
As for your question about registered accounts i believe they are solely for CRA-backed registered accounts. So in short: No, i don't think 401Ks will work with this broker's registered accounts. You can try their help desk to get more info though since i might be wrong.
Near the end of the year im planning on joining Questrade solely to open up a registered account for my RESP contributions since i have never contributed ever.
I'm a dual citizenship holder (US Citizen too) and was thinking i should contribute to my 401K through this too. is that possible or are there registered accounts only for Canadian registered accounts?
The most intriguing thing I learned reading this questrade review about questrade is the ability to simultaneously hold a Canadian and U. S. account.
I've been trading for several years now with other providers and i have never seen this anywhere else and its quite shocking. I think others dont do it because lets face it they want to get a cut on the conversions each time.
This alone can save a trader huge amounts of fees over the long term. Good job questrade.
Stocks Bonds and the Love of Money.
brian i think your logic is a bit dated and backwards. Why would you want to stay in the past and not shift gears into a more modern age. I personally appreciate that Questrade nuked their old platforms and decided to have a single one to remove the confusion. I've used IQ and Trading and they’re very good. I find that the people who are complaining about it are only those prior members who've used the trading tools before IQ showed up.
If you use IQ long enough you will find you’ll never want to go back to their older ones. I should know i've been with these guys since they opened shop here in Canada.
I'm still paying about $35 per trade with TD. They have a plan for $7.95 but the catch is i have to make an ungodly amount of trades per month before i can even come close to getting a rebate back for 7.95 per trade so its pretty lousy.
I will have to put more thought but questrade may be for me. I will hold onto this questrade coupon code or offer code or whatever its called for later. thnx.
Brians High-5.
It’s a damn shame they moved away from QuestraderWEB and QuestraderELITE and QuestraderPRO 🙁 Looking at the pictures in this review they looked pretty capable and their IQ stuff looks like it is starting all over again. Yea it does look more thought out (the IQ stuff) but for those who had used the other platforms they should still be given the option to opt out of IQ and reuse their favorite old ones.
I'm a returning visitor here to let you know my experience with Questrade now that i've been with them for a few months now.
Awesome stuff! So this questrade review is spot on. So thanks from the both of us for finding us a great broker for our business.
Thank god they stopped using Silverlight entirely. I despise Silverlight and Flash. I still use an old computer and every time i visit places that still use those plugins my fans start going nuts and my cpu is burning at 100%. Fuuu! So thank you!
I still don't know why there are some people who take a lead pipe to Questrade. From what i gather because their transaction costs are the lowest in Canada and from my experience they have pretty good customer support on the phone, online, in forums, and pretty good trade platforms for my computer and online i get the impression that these complainers are more whiners because they want more.
I've been with Questrade for a few years and they've been perfect for me.
I am not sure its been said or maybe i missed it in this questrade review but it would be nice if there was an offline version to Questrade Account and/or Questrade IQ.
Some of us have limited internet access and so it would be nice to do our work offline and when access is back online it sends the requests to perform (queued if you will).